Tag: cashback

smart-grocery-tips

Smart grocery shopping tips – Simple Guide!

Today I will be talking about smart grocery shopping tips.

Whether you’re budgeting newbie or pro, one of the hardest categories to budget is food. Unlike other fixed expenses (like Sky or cable), you can’t easily compare prices to see if you are spending too much.

Yet it’s a category that obviously can’t be overlooked. Here’s a compilation of hacks and tricks to help reduce your grocery bill and making grocery shopping on a budget easy.

 

 

Why would you want to save money on groceries?

For most people, food is the second largest expense every month. You have to have it to live. But you don’t have to spend a fortune on it.

Most people think that you have to buy cheap, processed foods to save money on groceries. But it is quite the opposite. Fresh (even frozen) foods and foods in bulk can save you quite a chunk of change.

The more money you save on groceries (and eating out), the more money you will have to save for other things. Like that big project around the house that’s been waiting to be finished, or a nice family vacation, or you can stash that cash in an investment account and earn money.

Read on for ways to help your wallet and save money on groceries.

 

Smart grocery shopping tips

These 15 tips for saving money on groceries are subtle and simple changes you can make, which can really add up to big savings over the course of a month.

By implementing these it’s likely that you’ll hardly feel the pinch at all!

 

Make a grocery list and stick to it

Creating a grocery list is going to be a crucial step in you saving money on food each month. There is nothing worse for your budget than when you walk into a grocery store without a list.

Without the guidance of a grocery list, you might remember everything you needed but, I bet you come out with a bunch of stuff you don’t need.

When you create a list, you can see what you need and avoid the things you don’t. Next time you go grocery shopping, make a list and stick to it. I think you’ll be surprised at how big of a difference it will make.

 

Don’t go shopping when you’re hungry

I’m guilty of doing this from time to time, and my budget suffers every time I do. It turns out that when you go to the grocery store hungry, everything looks delicious.

You end up buying things you don’t need because your brain tells you it looks good.

smart-grocery-tips

Make sure you eat a snack before you go grocery shopping. Your stomach and your budget will thank you after.

If you absolutely have to go shopping while you’re hungry, make sure you have a grocery list and stick to it!

 

Shop during the sales

One of the best ways to save money on groceries is to shop for grocery items when they are on sale. Buying toiletries during grocery store sales can save you a huge chunk of money.

These items are generally overused at home and can be expensive. Besides, kitchen items like cooking oil, spices, cereals and other things that can be used over a few weeks should be bought on store sales to save you some extra amount.

Always make it a point to prepare a list of grocery items you need before you step out for shopping and use an expense tracker to keep a track of your grocery spending.

 

 

Buy in bulk

One budget grocery shopping trick to consider is buying certain items in bulk.

Analyse a few of your recent meal plans. Do you see a few recurring meals that appear often in your meal plan?

Consider purchasing some of the non-perishable items for these meals in bulk. In this way, you can end up saving hundreds of pounds/dollars on your groceries!

Some common items that can be bought in bulk include rice, canned foods such as sardines, vegetables, tuna, etc.

Buying in bulk is perfect because the unit price of each item is way less (sometimes less than half of the usual price!) than if you purchase one or two cans per week.

 

Also, bulk buy your meat

Personally, I tend to buy meat when I see it reduced in the supermarket but I know others aren’t always able to get there in the evenings when there are bargains to be had.

One of the best ways to stock up on meat for less is using a company like Muscle Foods. Muscle Foods  started out being aimed at those on high protein diet – but the prices are so good that many families have started ordering from them too.

It’s always worth comparing with supermarket prices to make sure you really are getting the best deal, but generally speaking, they have some fantastic deals. Just make sure there’s plenty of room in your freezer!

 

Use leftover to prepare next meal

Using leftover food can easily save you a lot of time and money. Food that doesn’t make enough servings can easily be reused for your next meal instead of getting wasted.

smart-grocery-tips

I sometimes make some extra rice just so I can use it as leftover for my next meal. You can also create new meals out of leftover chicken, bread and boiled rice.

You’ll be surprised to know that leftovers can sometimes provide for an entire meal of yours, if done effectively.

Top tip:

Supercooks is a website that helps you re-create recipes from leftovers.

Just list out the ingredients and let SuperCooks tell you what to cook! Never again will you have to stare at those leftovers in the fridge and wonder what to do with it.

 

 

Pay with cash

Avoid carrying your credit cards to the store and pay only with cash. This is what a lot of people call the cash envelope method. This method includes setting money aside in an envelope every month for different spending such as food, gas, clothes, etc. So, you will pay your expenses with the cash that is inside the envelope.

By only spending what is in the envelope for that particular expense such as groceries then, you will stick to your budget and it will force you to save money immediately.

Believe it or not this method works and it would save you a good amount of money. This is because you don’t have another except paying with cash rather than credit cards.

Related post:

Want to find out more about the cash envelope system? Then see our post below:

 

 

Cashback sites

Cashback sites are way of earning money while you spend money on shopping.

Some good sites are Topcashback, Quidco and Boom25.

The cashback site will earn a percentage for referring you to the retailer through their website, and you take a cut of the profits.

It’s an easy way to earn some extra money while making a purchase you were planning to make anyway.

Here’s my posts with all the details of exactly how Quidco, Topcashback and BOOM25 work.

 

Buy seasonal produce

Seasonal produce is cheaper than produce that is out of season period. This is because most of the time seasonal produce is grown locally and they are in abundance.

smart-grocery-tips

Besides, the cost of shipping for seasonal produce is not as much as the produce that is out of season. So, when you see a sale on seasonal produce buy it and use it in your meals.

If you still have some produce that is not being used you can always preserve, freeze, and use it for later in other meals. This would be a great advantage and serious savings on your grocery bill.

 

Try generic brands

Usually, generic brands are cheaper compared to products with a well-known name. You can save money on your groceries by just buying the store generic brand.

Sometimes, you will find generic brands 20% to 30 % cheaper compared to name-brand products. For instance, Costco sells their signature store brand products for around 20% less than other brands.

Try to check out the product’s label and you will notice that most of the time the ingredients are the same and even better with less amount of chemicals! I’ve been using Aldi’s own products for a while, and they’re amazing and very cheap too!

 

Plastic grocery bags

Instead of wasting money when we go grocery shopping, we decided to purchase reusable shopping bags that we now bring with us when we go shopping.

These reusable shopping bags aren’t only good for saving money at the grocery store, they’re also great to just have at home.

If you’re going away, you can use them to pack clothes, toiletries, games, and snacks in as well. The reusable shopping bags I use have many more purposes than simply being used at the grocery store, so you can bet they have more than paid for themselves many times over.

 

Use vouchers and deals

Honey is a great website for finding vouchers from thousands of retailers online.

I have saved money when making purchases on clothes through Honey on several occasions.

Also, Latest Deals is great website for bargains and deals.

While saving money you also earn points though the above sites, which can them be redeemed into a giftcard of your choice.

These sites are no brainer!

 

 

Stick to real processed food

Avoid the meals with pre-packaged pasta, sauce and spices just add a pound of meat. It really doesn’t take any longer to open a bag of pasta, a can of tomatoes or spaghetti sauce, chop an onion and some garlic while the meat is browning.

You save money and the environment by avoiding all that packaging. Stick as much as possible to things your great-grandmother would recognize and if you read the ingredients and it sounds like a chemical it probably is.

Pass on the chemicals and get something closer to real food saving money and eating healthier.

 

Get to know the markdown schedule

Take some time to talk to the employees! They will let you know when meat will be marked down.

You can get a heads up for the best time to raid the clearance rack for produce! I know that at my local store Wednesdays at 5pm is when they mark down meat.

 

Reduce your number of shopping trips.

One of the best things you can do to save money on groceries is to shop less oftenThe less often you’re in the store, the less often you’re tempted to buy more than you intended.

And the best way to do that is to start planning your meals and to shop for what you can online (more on that below).

 

 

Smart grocery shopping tips – Final thought

Budgeting your food and grocery expenses doesn’t have to be really hard and complicated as long as you know what options are available to you. You can keep your expenses to a minimum & keep more money when you try the options mentioned above.

Let me know what you think. What options have you already tried or willing to try? Which of these do you think will help you keep more?

If you found this post useful, you might want to save THIS PIN below to your Pinterest Save Money board for later!

smart-grocery-tips



frugal

Frugal Living Lifestyle – 11 Habits of Frugal People

Have you ever wondered what makes frugal people tick? What is it about their brains that are just hardwired differently from the rest of us? And do you want to see what you can do to be as frugal as they are?

But what I think is even better than having these Holy Grail of answers from frugal people themselves is that there is no one answer that is right. Some things work, some don’t.

But the biggest thing that separates those highly frugal people from the rest of us is that they keep trying. They keep moving.

Here are some frugal habits that have the power to save you thousands if you commit to sticking to them. Implement one or two habits at a time until you’ve mastered them all! You’ll be amazed at how much money you can save.

 

 

What is a Frugal Living Lifestyle?

Frugal living is a way to get more for your money and making it go further by spending wisely and buying only the things you need. Frugal people are always finding ways to save more money and avoid waste by using what they already have. It’s about smart money management.

So, what kinds of things do frugal people do that makes them frugal?

 

Set out a plan and then live the plan

It is crucial that you have a plan for your money. Some people (like myself) would call this a budget. Because a budget at its most basic is simply a spending plan.

You need to know where all your money goes! But before you even look at where it is going. You need to have a plan about where you want it to go.

Ask yourself questions like:

  • What are your financial priorities?
  • What are your goals?
  • What is important to you?

Once you have answered those questions, look at what you are spending money on and if that aligns with your money plan? If not, you need to make some changes.

Second point, once you have the plan you need to make sure that you are then doing the second half and living it! So, tracking your expenses, checking in weekly, consider making the switch to a cash budget, whatever you need to do to stay on top of your money– just do it!

Plus, hopefully, there will be something in here you can take and use to supercharge your frugal life!

Related posts:

Read my post on how to set SMART achievable goals below!

 

 

Plan your purchases and pay in cash

Stop impulse shopping all of your money away.

Think about the things that you need ahead of time.

Talk about all of your large purchases with your spouse.  Decide together what is a large purchase for your family.

save-for-future

For us, it’s £100 or more. Whenever we’re going to make a big purchase, we think about it and shop around for as long as possible (at least a month). We save money by waiting for a good price.

Sometimes it turns out that we don’t actually need that big thing that we were shopping for. And then we save a lot!

When you do decide to make a large purchase, make sure you can afford it — and that means paying for it in cash. Never go into debt to buy stuff you don’t need. It’s just not worth it.

 

 

Keep track of prices of items

It’s important to familiarise yourself with the prices of the items you purchase on a regular basis.

By doing this you will know whether an item is on sale or not, or how good the sale is.

How would you know what the usual price is?

Grocery prices can vary by location, so your best option is to keep track of the prices yourself.

Keep a little note book on you, jot the prices down of the items that you regularly purchase. This way you will soon memorise the prices.

Piggy bank on table against blurred background. Space for text

Click on the links above to find out more about saving money through these sites

Also, take a picture on your phone of any items for sale, so you can compare when you get home.

You might feel a little silly doing this at first, but you will soon see the benefit in doing so, when you see the savings you make.

Of course, if you’re actually buying the item, you can save the receipt to record the price.

After a period of time, the prices will soon stick in you mind and you will know what’s a good deal and what’s not from the top of your head.

 

Utilise vouchers and deals

Honey is a great website for finding vouchers from thousands of retailers online.

I have saved money when making purchases on clothes through Honey on several occasions.

Also, Latest Deals is great website for bargains and deals.

While saving money you also earn points though the above sites, which can them be redeemed into a giftcard of your choice.

These sites are no brainer!

Want to find out more about these two sites? here is my posts for Honey and Latest Deals.

Related info:

Cashback sites are a great way to save money online, you can earn cash back on your purchase you were going to make anyway.

 

 

Simplify your food

One of the highest impact frugal habits is to cut down on your food costs.

Try tracking your expenses for a little while and you’ll probably find that you are throwing away a ton of money on take-out and convenience food. And even though it probably tastes good and makes your day a little bit easier, when you see the huge effect it has on your finances it clearly isn’t worth it.

The easiest way to save money on food is to make your own as often as possible. This does not mean you need to be an expert chef. Just learn one meal at a time.

frugal-living-3-678x381

A great way to be intentional about your food costs is to meal plan. I struggled with meal planning for a while, so I came up with a meal planning alternative that works just as well.

For maximum savings, make sure that you set a grocery budget and actually stick to it!

If you have leftover food and you’re struggling to think of a meal you can make from it, then Supercooks is a website that helps you re-create recipes from leftovers.

Just list out the ingredients and let SuperCooks tell you what to cook! Never again will you have to stare at those leftovers in the fridge and wonder what to do with it.

Related posts:

Read my post of cutting back your expenses below!

Read my post on how to save money with groceries below!

 

 

Buy in bulk

Bulk shopping isn’t just for big families.

We shop at Costco and stock up when we can. There’s a lot there that can benefit anyone or any size family.

We buy all sorts from there when we visit and it lasts us a long time. We buy our eggs, frozen veggies, meats (that we can freeze), spices, and olive oil from Costco.

Costco is also great for paper goods like paper towels, toilet paper, and tissues.

Bulk buying is great for saving money in the long run.

Here are some products with a long shelf life:

Disposables/Cleaning:

  • Toilet Rolls
  • Microfibre cloth
  • Toilet bleach
  • Laundry detergents
  • Garbage liners, dishwashing liquid
  • Hand wash
  • Diapers, wipes and milk powder
  • Sanitary towels
  • Shampoo, body wash, moisturisers
  • Over the counter pain killers also have a long expiry
  • Batteries – can come in handy

Groceries:

  • Pasta
  • Rice
  • Dried Lentils
  • Tomato Sauce
  • Salt/Sugar
  • Cereal, peanut butter, jam
  • oil
  • Frozen food of your choice – vegetables, berries
  • Canned food – baked beans, tuna, soup, carrot/peas
  • Plain/Self Raising flour

Buy these items in bulk when there is a price drop and watch the pennies you save mount up.

 

 

Fix it, instead of throwing away

People in general, seem too quick to throw things away, I use to be the same.

Instead of being one of those people, try to fix or refurbish what you can.

YouTube is a great place for videos that show you how to fix and refurbish just about anything.

One person’s rubbish is another’s treasure. Just because something is old, broken or worn out, that doesn’t mean it’s at the end of its life.

Give it some TLC, work some magic and give it some more life if possible.

You never know, you might find yourself a new hobby you enjoy!

 

Used goods

Before purchasing something new, always browse for used items beforehand.

There is some great stuff out there, and there are more sources than ever online. You can find quality used stuff of just about anything on the internet

Ebay and Facebook Marketplace are just a couple of those available, that are great resources.

You can also buy used items on Amazon. When you’re looking at an item, check below the main price for it to say “new & used from”. Click that link and it will send you to the listing of the used versions of that item.

There are many ways to buy good used goods, when you think beyond only buying brand new.

 

Just say no

Don’t be afraid to say no to your friends and family when they invite you to an expensive activity. It’s a smart idea to talk to your friends about money and your goals. When you’re invited to do something that it out of your price range – or simply a waste of money – just say no. Offer an affordable alternative. If your friends really want to spend time with you, they’ll be happy to be with you without spending so much. And if they just really want to do that expensive thing, let them do it without you.

 

Create an emergency Fund

Frugal people are already on top of their finances, so it makes sense they’d have an emergency fund.

It doesn’t matter how much money you make, what’s important is to save 3-6 months’ worth of expenses in case of an emergency and you can’t work.

 

Never stop looking for Frugal ways to save money

Our last frugal habit is to keep looking for new money saving methods.

The first step is to know exactly where your money is going. Know exactly what your current costs are. Then, be constantly looking for new ways to lower your expenses.

Ask yourself how you can do things better. Talk about it with your spouse regularly.

 

Frugal Living Lifestyle – Final thought

Money is a tool. Learning to live well on less positions you in a place of power over your life and finances. Don’t be afraid to make changes to your life.

Maybe sign up for a few money saving apps. Check Google for possible coupons before you hit, ‘Buy’. Or maybe it’s finally making a spending plan for your money.

Wherever you start, the most important part is that you start!

I’d love to hear from you, if you’ve got any super frugal tips, I’d love to hear them.

Please comment below.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Save Money board for for later!

frugal

 



BOOM25 Review – Unique Cashback Site

How would you feel about the opportunity to win a full refund while making an online purchase? With Boom25 you can do exactly that.

Boom25 is different to cashback sites Quidco and TopCashback. By making a purchase through this cashback site, you have a 1/25 odds of winning all your money back (and even better odds with certain retailers!).

Boom25 is a unique way of earning cashback, they also have an impressive list of retailers such as Amazon and Argos.

If you like what you hear following this review, then join BOOM25 FOR A 1/25 CHANCE OF WINNING 100% CASHBACK BACK ON A PURCHASE.

In this Boom25 review I will be covering all aspects of this website, and what it has to offer. This might just be the cashback site for you.

BOOM25-Review

 

What exactly is Boom25?

Boom25 is a cashback site, but it’s not like others, it’s unique.

Why is it unique?

The majority of cashback sites offer you a fixed cashback amount, which is usually a small % of the purchase. The amount can vary, but on average it’s 1-5% cashback on an item. Sometimes it can be higher, depending on the retailer and if you’re a new customer.

With Boom25, when you make a purchase, you can potentially earn 100% cashback.

As mentioned above, the chance of this happening is 1/25.

If you’re going to make the purchase anyway, you have nothing to lose.

 

How Does Boom25 Work? Tracking of purchases

Before you intend to make a purchase through the Boom25 website, with one of it’s partnered retailers, you will first need to login into your Boom25 account.

Cashback sites work in a unique way. Rather than shopping through the retailer’s website, you would access the companies site through Boom25 to make a purchase.

Once you access the retailers website through Boom25, you would carry on with your transaction as normal.

To ensure your cashback is tracked, you need to ensure you follow this process with every purchase.

Once your transaction is tracked and complete, you will be then entered into a draw with Boom25, where every 25th customer will win 100% cashback on their purchase, unless stated otherwise.

While you can win 100% cashback for many retailers, for some, you can only win 50%. It will state this with each retailer, before making your purchase.

No matter the size of the purchase, whether it’s £5 or £5,000, you will win if you’re the 25th person. The maximum cashback you can win is £20,000.

 

What is cashback available for?

You can get cashback on all sorts of options, below is just a few:

  • Huge range of retails
  • Tourist Attractions
  • Theater tickets
  • Hotels
  • Holidays
  • Tours

and much more…

 

Search for retailers with Boom25

At the top of the website there is search bar, where you can find the retailer you’re looking for. Although, the more popular companies will be highlighted on the homepage for easier access.

Once selecting the retailers page you wish to make a purchase with, you can check the T&C’s for cashback with that particular company.

As mentioned earlier, this will be where you can check if this is a 100% cashback retailer.

 

Example of retailer’s page

In the below example, is the Argos page on Boom25:

Boom25 - Argos

In order for your purchase to track back to Boom25, you would simply click the red ‘GO NOW’ button. This will take you to the Argos website, where you can then carry on with your purchase as you would normally do.

 

How much does it cost to join?

Boom25 is completely free join!

 

Supermarkets

If you sign-up to be a new customer to either Tesco and ASDA via their online stores, you will qualify for the Boom25 on your first purchase.

However, after the initially signing up process and first purchase, you’ll only receive a small bonus, which will show up in the ‘My Bonus’ section, if you win the draw.

Supermarkets generally only offer small cashback amounts, so it wouldn’t be cost effective for them to offer 100% cashback every time you won a draw.

 

Withdrawing your winnings

Your winnings can only be paid into a PayPal account. Boom25 does not offer the option to be paid in your bank account or any other payment method.

PayPal is free, and easy to set up.

Below are the options available for your payments into your PayPal account:

If you opt for an Instant payout, for the amount of £50-£1000+, you can expect to pay a handling fee of 6-17%. This way you get your money within 2 business days.

If you opt for the standard payout, you can withdraw 100% of your winnings without any fees. The downside to this is, you will have to wait up to 21 days for your payment.

 

Is Boom25 legit?

Boom25 was founded in 2007, it’s definitely legit.

And the overall feedback would suggest so.

 

Trustpilot Reviews

Boom25 has excellent user reviews on the Trustpilot, as shown below:

Boom25 - Trustpilot rating

Gift cards

Sometimes when you purchase gift cards, these can also qualify as a winner. This will state in the T&C’s before you purchase one.

Gift cards can also qualify for a small bonus, below is example of a Primark gift card:

 

Boom25 - Primark giftcard

 

Boom25 Special Offers

When I joined, I was offered a £4 bonus if I made purchase through Boom25 within 24 hours.

On the occasion, Boom25 will also offer specials deals with certain retailers, where you have a 1/10 in chance of winning the draw for a limited time.

Such offers will be sent to you via email, or will be advertised on the Boom25 website.

 

Boom25 Mobile App

Boom25 - App

Boom25 also has an excellent user-friendly app, this is available from all popular app stores.

By using the app, you can be notified of any special offers available.

How does Boom25 compare with other cashback sites?

Boom25 certainly has a wide range of options for retailers, and all kinds of entertainment and attractions that you might spend money on.

I tend to use different cashback sites for certain purchases, it’s down to your preference.

The other cashback sites like Topcashback and Quidco are certainly better for cashback on utility bills, financial services and gambling sites offers, deals and promotions.

 

Boom25 friend referral scheme

Boom25 offers a £5 refer payment bonus for every person you refer to them.

The referred person will have to sign-up to Boom25 via your link, and then make a purchase of £20 for you to qualify.

Once signed up, and the purchase has been made, you can then claim the bonus via your dashboard.

 

Boom25 Review – Final thought

If you’re looking how to add a bit of excitement into purchases you had already planned to make, then Boom25 is the site for you. With odds of winning the draw 1/25, this is a great oppotnity to win 100% cashback on a purchase.

It is a unique way of earning cashback, with added special offers always available to you. It’s also secure, and has an excellent user-friendly site.

It’s free to sign up, so it’s definitely worth doing your own research to see if Boom25 is right for you.

If you have any questions or comments, then please leave them below.

If you like this review then check out my posts for Quidco and Topcashback.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!

Boom25

 



Quidco Review – Earn Money From Everyday Purchases

If you’re looking how to earn cashback on everyday purchases, then Quidco is a name that will always appear. They are a huge player in the game, and one of a few mentioned when talking about online cashback sites. The number of these sites is growing, and becoming much more popular on the internet.

When you buy something online with a retailer, similarly make the purchase through the Quidco website and you can make money back on that purchase. Quidco will receive a percentage of your purchase as commission and then they pay you a piece of the pie.

If you’re making the purchase anyway, you have nothing to lose as it’s COMPLETELY FREE to join.

In this Quidco review, I will be covering why it’s such a popular choice.

If this sounds appealing to you, then join and receive a £10 NEW CUSTOMER BONUS once you earn £5 cashback.

Quidco-Review

 

How does cashback work?

Cashback sites work in a unique way. Rather than shopping through the retailer’s website, you would access the shopping site you require through the cashback site. By doing this you gain access to different offers, vouchers and rewards.

 

Cashback sites and affiliate links

When you access the retail site you require to make a purchase through an affiliate link, they know what partner site you are coming from.

This is great for retail sites from a marketing perspective. In return, they pay the cashback sites, who then pay a percentage back to the customer.

When shopping through the cashback site, instead of directly though the retailer, your information can be tracked.

If the offer is tracked, the cashback site will pay you a percentage of what they earn.

Offers, deals and vouchers can vary from site to site. Using cashback sites can take some patience, but the results are worth it. Customers can shop, compare deals, earn rewards and decide which ones they would like to take advantage of.

The cashback sites offer hundreds, if not thousands, of retail partners to choose from. This will ensure the customer will make savings in whatever area they choose to shop.

 

Quidco Account Types

Quidco-account types

Quidco offers two plans. The basic membership is free to sign-up, and then there is the premium membership. This plan costs £5 a year.

If the customer chooses to join the premium membership, you can expect to have access to a wider range of deals, higher cash returns, better promotions and lottery drawings. There are also prize drawings every month, where the customer can take part in prize of up to £250.

If you’re a frequent shopper, Quidco states you can expect to save up £300 per year, if you use their services on a regular basis.

The £5 annual fee can be removed from your cashback rewards, meaning you do not have to pay upfront for your membership fee. Although, this will result in you waiting a bit longer to receive your rewards.

 

How Does Quidco Work?

Quidco offers a few ways to accept your cash rewards. The site encourages its members to accept rewards in the form of gift cards to major retailers, including Amazon, Argos, and others.

The gift cards are higher cash rewards for members, rather than if they opted to request a direct deposit into their bank account. These increases can range up to 15 per cent difference, making it a significant way to earn more rewards.

Quidco also has opportunities for its members to earn cash back in physical retail outlets. It partners with more than 25 retailers to let members earn cashback rewards in store. This gives the customers chance to earn more money back while shopping in person.

With all these deals and offers to save more money, members can make a significant amount back on their purchases.

To utilise cashback, apart from signing-up, you will not be going out of your way to save money. Just check up on the offers and deals, then see if what you’re looking to purchase is available through Quidco.

 

Quidco Retailers

Quidco-retailersHow much can you make on Quidco, and how long Does it take to receive your rewards?

Savings vary on Quidco. Remember, they’re site partners with thousands of retailers, and it depends on each one of them and the deals they offer.

Some purchases may only qualify for just 1% cashback, while others may be 10% or more. It all depends on the retailer and what they offer.

The pay-out amount and the time it takes to receive your cash reward, depends directly on the retailer. Different retailers, have different policies, and ways of managing their cashback rewards to customers. So, it may take up to several months before you receive your rewards, or it may be much quicker (depending on the retailer).

Some people may not like the wait for their rewards. Others are not fussed, as they are shopping for products they would be purchasing anyway.

 

Alternative ways to save money

One unique aspect of Quidco is the opportunity to earn cashback rewards in person and in store, as well as via a mobile app.

If you give Quidco access to your bank card details, purchases will be tracked and your account will be credited with rewards, whenever you make a purchase through an affiliated retailer. You can earn cashback in person at a physical store, rather than just online.

 

Cashback on Food Shopping/Clicksnap

Quidco-clicksnapThrough the Clicksnap app (available on most app stores), Quidco also offers opportunities to earn cashback rewards on items bought from grocery stores.

If the site is offering a deal on a particular item, all you must do is check on the mobile app. From there, it is easy to accept the offer and then provide proof of purchase with a picture of your receipt.

It’s an easy way to save more money, while doing your regular shopping at the supermarket.

Quidco also offers a points reward system, where virtual ‘coins’ can be redeemed for cash rewards. Some retailers offer coin rewards when you use their business. Quidco offers a way to turn those coins or points into cash.

 

Quidco Mobile AppQuidco-mobile app

The site also offers a cashback reminder tool for your smartphone. This works by sending you a notification when certain deals become available. This ensures that you’re aware of offers that are important to you, so you can take advantage of them.

On top of this, members can also opt for how they would like to receive their cash rewards, including through direct deposit, PayPal, or gift cards to major retailers.

 

Trustpilot reviews

Quidco has excellent reviews on Trustpilot, which I can confirm from my own experience using the site.

Quidco-trustpilot

 

Disadvantages of Using Quidco?

As I mentioned above, receiving your cash rewards may take a long time. For some people, this can be a disadvantage. However, if you are willing to wait, you can expect to recieve rewards for purchases you were going to make anyway.

It is important to make sure you’re familiar with the terms of every purchase you make via Quidco. Not doing so could mean you do not get the deal you expected. But, if you read the details of the promotion, and the requirements before making your purchase, you can shop without worrying.

 

Quidco Review – Final thought

Cashback sites are not for everyone. However, if you are interested in making money on purchases you had already planned to make, Quidco is the site for you.

It’s consistently ranked as one of the top two cashback sites in the UK, offering thousands of daily deals and opportunities to its members. It’s also secure, and is an excellent user-friendly site.

If you’re interested in earning money with everyday purchases, you were going to make anyway, then this is the site for you.

If you have any questions or comments about this Quidco review, then please leave them below.

If you like this review then check out my posts for Topcashback and Boom25.

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Quidco

 



Is TopCashback Legit? – Review – Earn Money Through Everyday Purchases

If you’re looking how to earn cashback on everyday purchases, then look no further than TopCashback. They are a huge player in the game, and one of a few names mentioned when talking about online cashback sites. The number of these sites is growing, and becoming much more popular online. 

When you buy something online with a retailer, similarly make the purchase through the Topcashback website and you can make money back on that purchase. Topcashback will receive a percentage of your purchase as commission and then they pay you a piece of the pie.

TopCashback is one the largest cashback sites available, with a huge amount of partner retailers and mobile apps.

In this review, I will be covering the pros and cons with TopCashback.

If this sounds appealing to you, then join and receive a £7.50 NEW CUSTOMER BONUS once you earn £10 cashback.

 

How do cashback sites work?

Is-TopCashback-Legit?

Cashback sites work by paying you a percentage to shop through their website at certain outlets. This can be online or in person. How much cashback you earn depends on the retailer and cashback site.

Through some cashback sites you can earn a certain percentage of your purchase, while others will pay you a flat fee. Once the money is in your members account, you can withdraw it directly into your bank account, or redeem your earnings into a gift-card or voucher.

Not all cashback sites offer the same deals, and not all offer the same customer experience. Some of the best include TopCashback and Quidco. Out of all the reviews from users, TopCashback ranks up there amongst the best.

Being a member, often results in having an excellence experience.

 

Cashback Tracking Process

Cashback sites work in a unique way. Rather than shopping through the retailer’s website, you would access the retailer’s site through TopCashback to make a purchase.

By doing this you gain access to different offers, vouchers and rewards.

To ensure your cashback is tracked, you need to ensure you follow this process with every purchase.

 

Affiliate links

When you access the retail site you require to make a purchase through an affiliate link, they know what partner site you are coming from and who they are (or at least, their demographics).

This is great for retail sites from a marketing perspective. In return, they pay the cashback sites, who then pay a percentage back to the customer.

When shopping through the cashback site, instead of directly though the retailer, your information can be tracked.

If the offer is tracked, the cashback site will pay you percentage of what they earn.

The pay-out amount and the time it takes to receive your cash reward, depends directly on the retailer. Different retailers, have different policies, and ways of managing their cashback rewards to customers.

Offers, deals and vouchers can vary from site to site. Using cashback sites can take some patience, but the results are worth it.

Customers can shop, compare deals, rewards and decide which ones they would like to take advantage of.

The cashback sites offer thousands of retails partners to choose from. This will ensure the customer will make savings in whatever area they’re shopping in.

 

Account types

TopCashback offers two plans. As well as the basic membership is free, there is the plus membership. This plan costs £5 a year.

If the customer chooses to join the plus membership, you can expect to have access to wider range of deals, higher cash returns (an extra 5 per cent cashback on certain purchases).

The £5 annual fee can be removed from your cashback rewards, meaning you do not have to pay upfront for your membership fee. Although, this will result in you having to wait a bit longer to receive your rewards.

 

Is TopCashback Legitimate?

Topcashback - Quick stats

Yes, it is, 100% legitimate.

If your new to this type of service, you might see the term ‘cashback site’, and be put off by it. Well don’t be. I personally use this website and other cashback sites too, and so do millions of other people.

If you need any more reassurance, TopCashback states it offers 100% cashback though retailers.

 

TopCashback Deals

TopCashback offer a wide variety of offers, deals and promotions. Their cashback percentage for offers is generally higher than their competitors.

Not every offer will be higher, so it’s always good to compare with alternative cashback sites, to ensure you are getting the best deal possible, so you’re saving the maximum amount of money you can on your purchase.

 

Site features

The website has a brilliant tracking bar, where you can follow your progress with any purchases. It will also tell you the date when to expect to receive your cashback, ready to withdraw into your account.

There is also a forum, where you can communicate with other member to discuss deals, offers and promotions.

 

Customer service

The customer service is excellent, with a speedy response in order to help you with any issues you may have. Any problem I have had, have been rectified in a timely manner.

 

Deals for referring friends

Like many cashback sites, TopCashback offers deals available for those who refer friends. This works by you sending your own TopCashback link to a friend.

Once they sign-up for their own account by the link, you will earn £5 on standard membership, and £7.50 for premium accounts.

 

5,000+ partner retailers

Topcashback - Partners

TopCashback’s range of retail partners is huge. This is one area where it knocks other cashback sites off the park. As of today, it has partnered with more than 5,000 online retailers, including Amazon and Groupon.

Although it has huge variety of big online retailers, it also partners with smaller and midsize businesses. This is a great option to have, one that you will not find with most other sites.

It is always adding new retail partners to purchase from, the list is forever growing.

 

How to receive your cashback

TopCashback offer many ways to redeem your earnings into money, or retail vouchers if you choose that option.

You can have your earnings paid directly into your bank or PayPal account. As mentioned before, you can also redeem your earnings into various retail vouchers.

Once you have chosen your way of payment, you will receive them at the end of the calendar month.

You may need to wait a while to receive your cashback rewards. In fact, it may take as long as long as 6 weeks to get your money. This is not a problem for some people, while others find the wait excessive.

But, if you are purchasing the product anyway, you might as well save some money from it.

 

No Minimum payout

Most cashback sites will have a minimum pay-out limit, but TopCashback does not.

There is a lot of freedom with how you can shop with this website, and that’s the reason it has over 10,000,000 members and is still growing by the day.

 

Great offers with gift-cards

TopCashback also offers a few different options for earning even more cash-back. The Cashout Bonus, allows you to earn a reward of 30% on purchases, if you choose a gift-card instead of a cash reward.

 

TopCashback bonus

Topcashback - Bonus

A variety of coupons, deals and promotions are also available frequently though Topcashback. You can add these to your purchases, saving even more money.

The website and mobile app will track current deals offered by their retailers, that are relevant to you. so, you will always be aware of what offers you can take advantage of, and make constant savings.

 

Trustpilot reviews and creditability

TopCashback has excellent reviews on Trustpilot that vouch for its credibility. It is hard to find negative feedback, which I can vouch for from my own experience.

Advantages of TopCashback?

So, what are the advantages of a cashback site like TopCashback?

The TopCashback platform is free to use, anyone can sign-up to be a member. Registration is free to become a standard member, so there is no fee to start using the service straight away.

The deals and offers on the site vary, with some being huge savings on certain purchases.

There are also several different options how to receive your cashback rewards. You can choose to receive your rewards in cash.

But, if you would rather redeem your rewards into a voucher for Amazon, or another major retailer, you can choose this option instead. In fact, by opting for a voucher, you might qualify for up to 30% more rewards.

In addition, TopCashback also offers options for customers who are interested in earning cashback on purchases made in the store. These will vary by retailer; just as online deals do.

 

Disadvantages of TopCashback

As I mentioned above, receiving your cash rewards may take a long time. For some people, this can be a disadvantage. However, if you are willing to wait, you can expect your rewards for purchases you were going to make anyway.

It is important to make sure you’re familiar with the terms of every purchase you make via TopCashback. Not doing so could mean that you do not get the deal you expected.

But, if you read the details of the promotion, and the requirements before making your purchase, you can shop without worry.

 

Is TopCashback legit? Final thought

Is TopCashback legit? It certainly is.

If you’re looking how to make money with online purchases, that you had already planned to make, then TopCashback is the site for you.

It’s consistently ranked as one of the top sites in the UK, offering thousands of daily deals and opportunities to its members. It’s also secure, and has an excellent user-friendly site.

The range of retailers is huge, there is reason why Topcashback has over 10,000,000 members and keeps growing.

It’s a fantastic website to earn money with everyday purchases. If you think this is the type of website you would be interested in, then give it a go.

If you have any questions or comments, then please leave them below.

If you like this review then check out my posts for Quidco and Boom25.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!

EARN CASHBACK