Doesn’t it seem like there’s never enough money? It’s like the more you make, the more you spend. At least it is at my house, unfortunately.

I’ve been trying to do better and spend less, and there are quite a few things I stopped buying to save money. The great part is, I don’t even miss them.

It’s kind of fun to see how I can cut back on stuff that’s not important, and save that money for something much better. (car, holiday etc).

The savings really add up. It might just be a few pounds/dollars here and there, but at the end of the month you can really see the savings.

Saving money can be accomplished by making small manageable changes. Making small changes is much easier, which in turn, keeps you motivated to continue. You are much more likely to accomplish your goals if you’re not turning your whole life upside down.

If you don’t like the financial situation you are in right now, you have to make a change to get different results! You can’t expect anything to change if you don’t do anything differently.

That’s why today, I have decided to gather 9 tips to save money to share with you.

So, whether you want to pay off a debt or save up for a family trip, cutting off these things can help you achieve that. Check them out!



Stop over & impulse buying

Always, always shop with intention. This is where the list and weekly meal plan comes in. I’ve realised that going grocery shopping without really knowing what we’ll be cooking for the rest of the week, just leads to me over buying.

We pretty much always end up wasting food, which means, we’re wasting money.

Now, before we go grocery shopping, we always make sure to create a weekly meal plan, make a list of what we need and always stick to it. That’s the most important part – sticking with the list!

If you want to start cutting your spending and save more money, you always have to look at what you’re buying. Be aware of where your money is going and make smart choices.

Saving money and living with one income is not easy but it’s also not impossible. I’ve learned that with just a few tweaks and changes in our spending habit, we can even end up saving more money than we anticipated.

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Unnecessary subscriptions

Have you ever fell into the trap of starting a trial and then you forgot to cancel your subscription at the end of the week or month? Me too! Companies prey on those who are forgetful! Don’t get me wrong, if I love their service and it’s something I need, I will absolutely pay!


Sometimes, unnecessary subscriptions can be magazines, tv show/movie services, shopping and delivery services or educational programs. Analyse and decide if you really need each.

For example, I have decided that I no longer need to pay a membership fee to get certain products in two days. I’ve also decided that my subscription for Shutter was not necessary as I wasn’t watching it anymore! Therefore, I cancelled them both. Simple living to save money!

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Stop being brand specific

For years, I was so caught up in buying certain brands for household and everyday items that I never even stopped to consider other cheaper alternatives.

I was just so used into buying them that I failed to notice why I was even buying these brands in the first place.

I mean, there was never really anything special about them.


I just continued to purchase it because I didn’t want to bother looking for a much cheaper alternative (silly, right?)

In this case, it always pays to stop and think why you’re constantly buying this brand in the first place.

If you want to cut your spending and save money, switching from brand-specific products to generic ones can definitely make a difference in your savings!

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Sky/Cable TV

When I was first learning how to live on a budget, Sky TV was one of the first expenses I cut.

The truth is, most of the time with Sky you’re paying for a bunch of channels you don’t watch. Streaming means you’re more likely to use what you pay for every month.

For example, we have:

Altogether, I pay about £25 for these channels compared to the £75 I used to pay for Sky. That’s a massive saving if £600 per year!

If you haven’t made the switch from Sky/cable to streaming yet, that’s 600 reasons to give it a shot.

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Eating out

Eating out eliminates the need to cook (something I hate to do) and can be relaxing after a hectic day. The trade-off is the price. Eating out can get pricey very quickly, especially if you eat out regularly.


Not only can eating out suck up your hard-earned cash, most people tend to consume more calories when they are dining out than if they were eating at home. If you are going to eat out, drinking water instead of soda or alcohol will save you money.

Savings from limiting dining out can range from several hundred pounds/dollars to several thousand pounds/dollars each year if you eat out frequently.


Bottled Water

Bottled water is expensive! Spending £4-£5 on water every week when you could be using tap water/filtered water, will lead to savings that could be used towards something else. Buy this reusable bottle and use it at work too.

It is mind boggling how expensive bottled water can get. If you have a fridge that has filtered water then even better, if not, tap water is great too!.
If you are family of four getting through a 24 pack of water in less than a week is probably the norm. You could be saving £10 a week on just water.


Paying for gym membership

If you are like many people, you may have signed up for a membership at your local gym during January as the result of a New Year’s resolution. Only to realise by June, you are no longer going to the gym to workout.

Ditch the gym membership if you are not using it fully. This is one of the easiest things to stop buying to save money.

There are many ways you can get in a great workout at your home. You can take a bike ride at the local park, take a walk or hike. Some people say gym memberships are one of the most stupid things to waste money on.


Wasting Food

Wasting food can be a costly problem. If you cook in quantities that are more than one meal, having a plan for the left-overs is essential.

If you prepare a meal and throw half of it out, this could be costing you £10 or more a week. Eating everything you buy, will likely save you another £500 a year.


Buy in bulk

I started buying things in bulk and stopped buying small travel size bottles, individually wrapped toilet paper and paper towels. It always seems like a good deal to buy smaller portions of things but in reality, you end up saving much more money when you buy in bulk. That £1 for a roll of paper towel is way more expensive than if you bought in bulk.

I now shop at Costco’s for most of my household products. I refill bottles of shampoo, hand soap, detergent, body wash and dish soap. By buying in bulk and couponing I save money because buying a bottle of shampoo three times is more expensive than buying a bigger bottle once.


9 tips to save money – Final thought

So that’s it! These are the actions I recommend to save money. By putting this into into practice, you will definitely start to see the pounds/dollars adding up at the end of the month. And who doesn’t like extra money in their pocket?

What about you? Are you trying to achieve financial freedom? Are you working towards becoming debt free? Is there anything else you’d add to this list? Share with us in the comments below. I’d love to hear from you!

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