Is TopCashback Legit? – Review – Earn Money Through Everyday Purchases

This post may contain affiliate links.

If you’re looking how to earn cashback on everyday purchases, then look no further than TopCashback. They are a huge player in the game, and one of a few names mentioned when talking about online cashback sites. The number of these sites is growing, and becoming much more popular online. 

When you buy something online with a retailer, similarly make the purchase through the Topcashback website and you can make money back on that purchase. Topcashback will receive a percentage of your purchase as commission and then they pay you a piece of the pie.

TopCashback is one the largest cashback sites available, with a huge amount of partner retailers and mobile apps.

In this review, I will be covering the pros and cons with TopCashback.

If this sounds appealing to you, then join and receive a £7.50 NEW CUSTOMER BONUS once you earn £10 cashback.


How do cashback sites work?


Cashback sites work by paying you a percentage to shop through their website at certain outlets. This can be online or in person. How much cashback you earn depends on the retailer and cashback site.

Through some cashback sites you can earn a certain percentage of your purchase, while others will pay you a flat fee. Once the money is in your members account, you can withdraw it directly into your bank account, or redeem your earnings into a gift-card or voucher.

Not all cashback sites offer the same deals, and not all offer the same customer experience. Some of the best include TopCashback and Quidco. Out of all the reviews from users, TopCashback ranks up there amongst the best.

Being a member, often results in having an excellence experience.


Cashback Tracking Process

Cashback sites work in a unique way. Rather than shopping through the retailer’s website, you would access the retailer’s site through TopCashback to make a purchase.

By doing this you gain access to different offers, vouchers and rewards.

To ensure your cashback is tracked, you need to ensure you follow this process with every purchase.


Affiliate links

When you access the retail site you require to make a purchase through an affiliate link, they know what partner site you are coming from and who they are (or at least, their demographics).

This is great for retail sites from a marketing perspective. In return, they pay the cashback sites, who then pay a percentage back to the customer.

When shopping through the cashback site, instead of directly though the retailer, your information can be tracked.

If the offer is tracked, the cashback site will pay you percentage of what they earn.

The pay-out amount and the time it takes to receive your cash reward, depends directly on the retailer. Different retailers, have different policies, and ways of managing their cashback rewards to customers.

Offers, deals and vouchers can vary from site to site. Using cashback sites can take some patience, but the results are worth it.

Customers can shop, compare deals, rewards and decide which ones they would like to take advantage of.

The cashback sites offer thousands of retails partners to choose from. This will ensure the customer will make savings in whatever area they’re shopping in.


Account types

TopCashback offers two plans. As well as the basic membership is free, there is the plus membership. This plan costs £5 a year.

If the customer chooses to join the plus membership, you can expect to have access to wider range of deals, higher cash returns (an extra 5 per cent cashback on certain purchases).

The £5 annual fee can be removed from your cashback rewards, meaning you do not have to pay upfront for your membership fee. Although, this will result in you having to wait a bit longer to receive your rewards.


Is TopCashback Legitimate?

Topcashback - Quick stats

Yes, it is, 100% legitimate.

If your new to this type of service, you might see the term ‘cashback site’, and be put off by it. Well don’t be. I personally use this website and other cashback sites too, and so do millions of other people.

If you need any more reassurance, TopCashback states it offers 100% cashback though retailers.


TopCashback Deals

TopCashback offer a wide variety of offers, deals and promotions. Their cashback percentage for offers is generally higher than their competitors.

Not every offer will be higher, so it’s always good to compare with alternative cashback sites, to ensure you are getting the best deal possible, so you’re saving the maximum amount of money you can on your purchase.


Site features

The website has a brilliant tracking bar, where you can follow your progress with any purchases. It will also tell you the date when to expect to receive your cashback, ready to withdraw into your account.

There is also a forum, where you can communicate with other member to discuss deals, offers and promotions.


Customer service

The customer service is excellent, with a speedy response in order to help you with any issues you may have. Any problem I have had, have been rectified in a timely manner.


Deals for referring friends

Like many cashback sites, TopCashback offers deals available for those who refer friends. This works by you sending your own TopCashback link to a friend.

Once they sign-up for their own account by the link, you will earn £5 on standard membership, and £7.50 for premium accounts.


5,000+ partner retailers

Topcashback - Partners

TopCashback’s range of retail partners is huge. This is one area where it knocks other cashback sites off the park. As of today, it has partnered with more than 5,000 online retailers, including Amazon and Groupon.

Although it has huge variety of big online retailers, it also partners with smaller and midsize businesses. This is a great option to have, one that you will not find with most other sites.

It is always adding new retail partners to purchase from, the list is forever growing.


How to receive your cashback

TopCashback offer many ways to redeem your earnings into money, or retail vouchers if you choose that option.

You can have your earnings paid directly into your bank or PayPal account. As mentioned before, you can also redeem your earnings into various retail vouchers.

Once you have chosen your way of payment, you will receive them at the end of the calendar month.

You may need to wait a while to receive your cashback rewards. In fact, it may take as long as long as 6 weeks to get your money. This is not a problem for some people, while others find the wait excessive.

But, if you are purchasing the product anyway, you might as well save some money from it.


No Minimum payout

Most cashback sites will have a minimum pay-out limit, but TopCashback does not.

There is a lot of freedom with how you can shop with this website, and that’s the reason it has over 10,000,000 members and is still growing by the day.


Great offers with gift-cards

TopCashback also offers a few different options for earning even more cash-back. The Cashout Bonus, allows you to earn a reward of 30% on purchases, if you choose a gift-card instead of a cash reward.


TopCashback bonus

Topcashback - Bonus

A variety of coupons, deals and promotions are also available frequently though Topcashback. You can add these to your purchases, saving even more money.

The website and mobile app will track current deals offered by their retailers, that are relevant to you. so, you will always be aware of what offers you can take advantage of, and make constant savings.


Trustpilot reviews and creditability

TopCashback has excellent reviews on Trustpilot that vouch for its credibility. It is hard to find negative feedback, which I can vouch for from my own experience.

Advantages of TopCashback?

So, what are the advantages of a cashback site like TopCashback?

The TopCashback platform is free to use, anyone can sign-up to be a member. Registration is free to become a standard member, so there is no fee to start using the service straight away.

The deals and offers on the site vary, with some being huge savings on certain purchases.

There are also several different options how to receive your cashback rewards. You can choose to receive your rewards in cash.

But, if you would rather redeem your rewards into a voucher for Amazon, or another major retailer, you can choose this option instead. In fact, by opting for a voucher, you might qualify for up to 30% more rewards.

In addition, TopCashback also offers options for customers who are interested in earning cashback on purchases made in the store. These will vary by retailer; just as online deals do.


Disadvantages of TopCashback

As I mentioned above, receiving your cash rewards may take a long time. For some people, this can be a disadvantage. However, if you are willing to wait, you can expect your rewards for purchases you were going to make anyway.

It is important to make sure you’re familiar with the terms of every purchase you make via TopCashback. Not doing so could mean that you do not get the deal you expected.

But, if you read the details of the promotion, and the requirements before making your purchase, you can shop without worry.


Is TopCashback legit? Final thought

Is TopCashback legit? It certainly is.

If you’re looking how to make money with online purchases, that you had already planned to make, then TopCashback is the site for you.

It’s consistently ranked as one of the top sites in the UK, offering thousands of daily deals and opportunities to its members. It’s also secure, and has an excellent user-friendly site.

The range of retailers is huge, there is reason why Topcashback has over 10,000,000 members and keeps growing.

It’s a fantastic website to earn money with everyday purchases. If you think this is the type of website you would be interested in, then give it a go.

If you have any questions or comments, then please leave them below.

If you like this review then check out my posts for Quidco and Boom25.

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