Category: Make Money

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20 Dave Ramsey Money Tips – The Path to Financial Freedom!

Whether you are looking for ways to get out of debt fast or ways to save money when you are on a tight budget and living payday to payday, Dave Ramsey’s money tips can help you a great deal.

Dave Ramsey is one of the world’s foremost experts on personal finances and has been instrumental in helping people take back control of their finances. He hosts the popular podcast The Dave Ramsey Show and his book, The Total Money Makeover, is a must-read.

Over the past year I have benefited immensely from the insights detailed in his Total Money Makeover book.

 

 

More about Dave Ramsey

The former realtor lost everything and filed for bankruptcy in his early years.

Somehow, he managed to get out of debt and began another path of helping others take the same quest.

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Known for his Christian background and no-nonsense approach to personal finance, Ramsey gradually rose to become one of the most trusted and sought-after financial advisers in the United States.

He has a huge fan base of followers. With an estimated net worth of $55 million, Ramsey is a living proof that you, too, can turn a bad financial situation around.

 

20 Dave Ramsey Money Tips

Now, if you don’t have the time to indulge in his book, I have gathered the 10 best Dave Ramsey tips for saving money and living your best life, which you can quickly apply to yourself to finally get out of debt and to get ahead financially.

 

Take care of your four walls first

Taking care of your four walls first the single most important financial mindset shift beginner budgeters can make. When budgeting it’s always a good idea to prioritise what you spend your

hard-earned cash on, especially if you’re in an emergency cash flow situation.

When your electricity is getting ready to be turned off and you’re struggling to make ends meet, Dave Ramsey recommends focusing on the four most important things in your life first and budgeting accordingly. These should always be accounted for first in this order.

The four walls include:

  • Food
  • Shelter/Home
  • Transportation
  • Clothing

Put the four walls of your home up first when you’re in a crisis situation. He then recommends working your way through the other stuff.

 

Create a zero-based budget using the envelope system

Creating a monthly budget is the first and most important step to save money, pay off debt for good and build wealth. By creating a budget, you are essentially telling your money where to go.

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The most important Dave Ramsey tips for saving money is creating a zero-based budget. It ensures all of your income is accounted for. In other words, you assign every dollar you earn a job by allocating it to an expense category in your budget.

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The concept of envelope system is simple: you put cash in individual envelopes for each spending category in your budget such as groceries, entertainment and clothing. You will only put the budgeted amount for each spending category in individual envelopes.

When you pay for something, the money has to come out of the appropriate envelope. When the cash in the envelope is gone, you cannot spend anymore. If you are constantly overspending on certain categories in your budget, then you can try the cash envelope system to stick to your budget.

 

Use cash

Using cash saves you on average 15-20% just at the store. Studies have shown that we spend cash differently than swiping a card. We question the purchase differently and spend less when using cash.

Cash envelopes are a convenient way to organize your cash for each category and stick to your budget. Using cash helps you stick to your plan and stop overspending.

It is not necessary to use cash for every single bill. You would use cash for shopping and categories that you have a tendency to overspend.

Once you are out of cash in that category, stop spending for that category.

Some cash categories include:

  • food
  • animals
  • miscellaneous expenses
  • hair/beauty
  • kids expenses
  • eating out
  • fun money

You can also get a discount at a lot of places for using cash. Especially on someone providing a service and even medical bills. All you have to do it ask; the worst they can do is say no.

When you use only cash to pay for your daily living expenses, the money spent comes out of the appropriate cash envelopes. Using cash to pay for your daily expenses helps you stick to your budget and stop overspending.

Related posts:

Interested in changing your money mindset to live a happier life financially? Then take a look at our post below:

 

 

The 24-hour budget rule

This one is going to hurt your soul but help your bank account.

Whenever you want to buy something desperately and think the world is going to come crashing down if you do not get it right this very minute- wait 24 hours. Wait a day before you swipe your card or give away your hard-earned cash.

Our brains very quickly convince us that we NEED what we WANT.

A great example would be the time I discovered an awesome clothing advice and proceeded to convince myself I barely have anything to wear. I then went on to swipe my card before logic kicked in.

The 24-hour rule allows us to process the situation better and put some thought into how we are using our money.

Delayed gratification can be your friend if you would only let it.

Related post:

Would you like to know how to create a budget, but don’t know where to start? Then see the post below:

 

 

You need an emergency fund

Being without an emergency fund is an emergency! In fact, this is so important that saving up a $/£1000 emergency fund is actually Baby step #1 in his #7 step wealth guide. This guarantees you won’t go into debt for the unexpected things in life like an emergency medical bill, dental work or work on your car.

Don’t dig into your emergency fund unless, it’s an – you guessed it, emergency! Sell items around the house, take on a weekend job or however else you can earn money to work your way to the $/£1000 ASAP.

Related posts:

Interested in learning more about creating an emergency fund? Then see our post below:

 

 

Use sinking funds

Sinking funds operate in a similar function to an emergency fund, except you are already prepared for the fee. They’re effectively a highly strategic way to save a chunk of money to pay for large expenses that are planned. If you don’t have sinking funds, special events and medical treatments (US people) can quickly sneak up on you and before you know it, you have no funds stashed away for it.

These things can include dental fees, routine veterinary bills, vacations, birthdays, Christmas etc.

These are all things you can save for months in advance and put into a separate cash envelope so it isn’t used in your everyday bank account. Better yet, set up a bank account specifically for your sinking funds. Ideally, you’ll want one with a 2-3% interest rate minimum.

 

Pay off debt using debt snowball

Dave Ramsey believes that you should make an attempt to pay off all debt (with the exception of your mortgage). There are many different methods that can be used when paying off debt. However, the easiest and best according to Dave Ramsey is the debt snowball method.

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Debt snowball means tackling one debt at a time, from the smallest to the largest. You start off by paying all your extra money towards the smallest debt whilst still paying the minimum on all the others.

As you are finished with the first debt, you can then move on to the second, putting all your extra money towards this one whilst still paying the minimum on the others. You continue doing this until all your debt is paid off. And as each debt is finished, you now have even more money to put towards the other larger debts.

Related posts:

Interested in learning about the different methods of paying off debt or advice in paying it off? Then see our posts below:

 

 

Get rid of the plastic friend (credit cards)

Dave Ramsey believes that people who are trying to achieve financial freedom should not own credit cards. This is especially for the person who lacks self-control and who cannot stop spending.

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You typically hear the saying “just charge it to my card.” Do you know that charging it to your card means you are borrowing this money? Get in the habit of not making purchases unless you have the cash to pay up front. Or if you MUST keep your credit card, be sure to pay it back straight away to avoid high interest fees.

However, Dave would probably encourage you to cut them up and throw them out!

 

Build credit with good credit not bad credit If you have no other option

According to Dave Ramsey, a mortgage is considered as “good credit” and just about everything else is considered as “bad credit”.

When you are buying a house, it can be a good investment because you think it will rise in value over time. So, when you are paying a mortgage you are essentially building credit (money) with good credit (mortgage).

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When you pay a mortgage, it is good credit because it comes with a great interest rate against substantial collateral you expect to rise in value over time.

If you take a car loan, it is considered bad credit because you end up with a depreciating value in your asset.

 

Pay off your home

If you’ve cleared all your other debts and you’re saving for long-term financial goals consistently, the next step is knocking out your mortgage.

This is the step I’m currently on, though since I just bought a home, I’ve got a long way to go to get to zero.

If you own a home, figure out what you can do to get rid of your mortgage payment ASAP. Refinancing to a new loan at a lower interest rate, for example, means more of your payment goes to the principal each month.

Downsizing to a smaller home with a smaller mortgage is another option. And if you haven’t bought a home yet but want to, figure out what you can afford for your budget so you don’t end up house-poor.

 

Keep you current mobile/cell phone

People have probably called Dave Ramsey for tips on their mobile/cell phones. If they did, I’m glad I missed it. I’m sure they would have gotten a Dave Ramsey scolding.

This is really a no brainer. If your phone works keep it. Phones are so expensive now and are pretty much worth nothing. The marketing on phones is crazy, they essentially make you think you are missing out by not having the latest greatest phone.

Why would you pay $/£1,000 or more every two years for a new phone that has a few more features than yours? If your phone is broken, there are plenty of refurbished and used phones for sale.

 

Track your expenses

You can’ stay within your budget if you aren’t tracking your expenses. Dave’s tip is to track your expenses throughout the month, which is exactly what our parents and grandparents did when balancing their checkbook.

To help you do this, Dave created his own app called the Every Dollar app. This app allows you to input your budget and track your expenses.

Tracking your expenses is important so that you know if you’re within your budget or not.

Related post:

Interested in cutting down your expenses, but don’t know where to start? See our post below:

 

 

Make a payment schedule

When you have bills to pay each month, try to schedule them on the same dates each month.

That’s one of the baby steps you can take, which can help you big time later on.

In all seriousness, this is probably one of the easiest things to do.

You don’t even need a high school or college education to see the value of getting into a payment schedule.

Preparing your payment schedule will help to ease stress and ensure that you’ll have the money in your account when the time comes to pay the bills.

 

Pay off your credit card balances in full each month

When you use credit cards but do not pay off your outstanding balances each month, you accrue interest charges which varies depending on the credit card provider and your credit score.

If you really cannot pay off your credit card bill in full each month, just stop using your card and use cash instead.

 

Be on the same page with your spouse

Another of the most important Dave Ramsey tips is to be on the same page with your spouse about money.

If you are married, you need to agree with your spouse about the most important elements of money if you want to have a happy marriage and succeed in personal finance. If one of you loves to overspend and doesn’t see anything wrong with racking up tons of credit card debt and never saving for retirement and the other hates debt and wants to save for a nice, comfortable retirement—well, that’s a problem.

If you don’t see eye to eye on money, even if one of you tries hard to do smart things with your money, the other one will either intentionally or inadvertently sabotage your efforts.

 

Don’t compare your spending to that of others 

It’s easy to compare your situation to that of others and say, “Mr. Smith can spend all of that money on a car, so why can’t I?”

You’re not Mr. Smith.

You both have totally different budgets and comparing your situation to that of others, or trying to spend as much money as someone else can lead to an empty bank account and an unhappy situation.

Always view your situation as just that. Your situation.

 

Act your wage

Live within your means and do not spend more than you earn. Actually, you need to spend much less than you make if you are ever going to become debt-free. In the Total Money Makeover, Dave talks about keeping up with the Joneses.

Don’t let the pressure to conform with the consumeristic norms set by your peers, neighbours, friends, or media drive you into debt.

Want to drive the best car? Live in the biggest house? Send your kids to the most expensive schools? If you live your life only to impress, you better have deep pockets. To quote Dave Ramsey:

Don’t even consider keeping up with the Joneses. They’re broke!

 

Stop buying named brands

I’m a huge believer that when I buy a name brand, I’m buying the name. There are so many items that are exactly the same. Let’s take food for example. You can look at the ingredients of the name brand and the generic brand and they are exactly the same.

There are a few items that I’m willing to pay for the name brand because I do see a difference. Other than that, I buy generic.

 

Increase Your Income

There is only so much you can do to lower your monthly expenses. If your expenses exceed your income, this is the time to take up additional part-time jobs or side hustle.

By increasing your income, you can pay off debt faster, save/invest for retirement, and even take a nice vacation without breaking your budget.

Related posts:

Interested in earning some extra cash through a side hustle? Then see the posts below:

 

 

Try to get to the conclusion first

Dave Ramsey clearly stated on his website that people should plan their spending correctly, will get ahead. Children usually do what they like.

They don’t plan anything. While spending money, we typically don’t think where we want to go. So, devise a plan like an adult and stick to it.

Always keep in mind that planning your expenses is as relevant as earning.

 

20 Dave Ramsey Money Tips – Final thought

The journey to financial security can be a long, tough road which requires a great amount of discipline. That is why I always recommending following the advice of people like Dave Ramsey, a financial guru who’s been there, done that.

Condition your mind and set your priorities straight. Follow the tips outlined in this article. And most importantly, remember that the journey might feel difficult at times, but the reward of financial security is worth the struggle. I promise.

Do you have any other financial tips you recommend? Let me know in the comments!

If you found this post useful, you might want to save THIS PIN below to your Pinterest Finance board for later!

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SLOW-DOWN

How to Slow Down and Enjoy Life – Tips to Calm Down Your Hectic Life!

Fair too often we are caught up in the busy schedule of life and wonder “where did the day go?”, or “hasn’t that week flown by”, or “the summer will be soon over”. This happens because you’re so busy in life just doing that you forget how to be.

At some point or the other, all of us have inevitably found ourselves wanting to just leave it all and go far away from all the rush, from all the noise and just be in peace with our own self.

There is too much rushing, too much achieving in this overly fast paced world. If you find yourself in such a position then it is actually reminding you that you need to slow things down and go slow with life. Step outside the rush.

Learning how to slow down in life is a challenge by itself, especially for those who seem to work non-stop, or those who feel guilty for taking a break as they think “I could be doing this, or doing that”.

But living in the fast lane comes at a price, that price is you’re missing out on your life. The time you spending planning, working, doing, rushing and all the other things that lead to hectic life, takes away living in the moment and experiencing what it truly feels like to be alive.

This is so profound, yet what is it to be alive?  Although I cannot concretely answer that question for you, through my personal experience I have found that people feel the most alive when they are truly experiencing the present moment.  Those times when you are able to slow down and pay attention.

 

 

Is your mindset keeping you from living life in the present moment?

Your mindset may hold certain beliefs that keep you stuck in the fast lane. These could come from personal experience, habits, things you’ve learned growing up or the pressure of society.

Take a step back and a moment to reflect on your mindset and your beliefs on why you shouldn’t be slowing down from a fast-paced life.

What do these beliefs mean to you?

Here are some examples of beliefs you may have about slowing down:

  • If I take a break or slow down, I’m lazy
  • Things won’t get done.
  • I could be doing something else in the time I’m taking a break
  • I need to be doing more to be more successful than Joe Bloggs next door, and the only way I can do that is by working harder- even if it stresses me out.

The ironic thing is that you will actually be more productive and efficient if you take breaks and pay attention to what you are doing in the moment. This is because living in the present moment increases your focus.

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When you work yourself into the ground without no break, and constantly move from task to task, you are not fully living in the present moment and therefore are not fully engaged. As a result, you are living your life in auto-pilot mode.

This can result in two things happening:

  • You are not fully focused; therefore, you’re not putting the best work into things. This is because you are just thinking about moving onto the next task.
  • You are burning yourself out by never taking breaks or slowing down.

 

How can you live in the present moment?

While you’re rushing about from task to task, somebody else is living in the present moment and time is moving much slower for them. It is the same number of seconds ticking by, the same minutes and hours pass by, but it is your perception of those moments that is different.

Your perception is your reality, therefore if you find that you seem to be rushing through life then the answer lies in changing your perception.  Some of that may originate in identifying and changing your anxious thoughts.

moment-of-happiness

Additionally, you can practice Mindfulness by being aware of your senses (touch, sight, hearing, taste, and smell) in the present moment.  This is one of the most effective ways to truly bring you into experiencing this moment fully.

Try it now and pay attention to what is around you.  Notice how you feel.

Top tip:

Read my post on how Mindfulness changed my life around!

 

 

Tips to help you slow down in life:

 Practice Mindfulness

Mindfulness meditation or practicing mindful awareness regularly can make it easier to slow down life.  By observing your thoughts non-judgmentally, you can increase your awareness when you are rushing around for no particular reason.  This can help you to approach your life and certain situations with presence and focus, instead of just rushing through them to get to the next thing.

 

Minimise Distractions

Distractions such as a smartphone or television can make it harder for you to focus on the present moment and take you down a black hole in your mind without you even realising it.  Leave your phone in your car or put it on “do not disturb” to prevent distractions so you can be fully present and appreciate the things and people in front of you.

 

Give Yourself Reminders

Little reminders can be helpful so that you remember to slow down and pay attention.  Whether it is a phone wallpaper, a sign on your desk, or a decal on your mirror… visual reminders to slow down can get you out of your head and into the present.

 

Go for a walk and look around at nature.

Head out for a walk and make yourself take notice at everything around you – the sounds; trees; flowers; etc.  Connect again with the world around you and allow yourself to walk gently – not racing around.

 

Take Breaks

Taking breaks at home, work, or school can help you stop anxious thinking or stop feeling stressed.  Taking a break can help you to refocus and reflect.

Some helpful things to do on a break are taking a walk, taking deep breaths, or eating mindfully.  These are examples of breaks that bring you fully into your present moment experience, and out of the stress of overthinking and rushing.

 

Enjoy the little things:

Getting to enjoy life more is one of the perks of living a slow life.

First, you need to learn to notice what is happening around you. Notice the breeze, the flowers, the clouds. Notice the smell of things.

 

How to slow down and enjoy life – Final thought

If you can cultivate present moment awareness, then you can learn how to slow down and appreciate life.  Appreciation comes from actually paying attention to yourself, your body, your environment, and the people around you- not rushing from one thing to the next.

So, the next time you find yourself caught in a frenzy of stress, overwhelm, and frustration, ask yourself:

“How can I choose to slow down today?”

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Slow Down Your Life (1)



Changing Your Mindset – 8 Things That Helped Me Turn My Life Around!

Originally when I created this website back in April 2020, it was meant to be a place just for information on how to make and save money.

Over time the website has evolved into more than just a ‘Money niche’ site and along with that I have evolved as a person.

Back in Sept 2019 I spent a period of time in hospital with liver failure, where I come very close to dying. This came as result of 5 years of battling depression, anxiety and alcoholism.

Since leaving the hospital towards the end of 2019 I have turned my life around.

I was on eight different types of medication after leaving hospital for all sorts of issues. I am now medication free and living a happy life.

My mindset has had a complete overhaul and I continue to learn and evolve as person each day that passes by.

I have created a Lifestyle category within MyDoshTips where I will be sharing what has helped me in my journey turning my life around. Eventually I will be creating a website just for this information, but for now it can be found here.

Mental health has always been an important topic to me, I think it’s crucial to get this sort of information out to people.

If my posts help just one person then it’s worth it. I was as low as one person can be, so if I can turn it around, then anybody can.

In this short simple guide, I will provide a break down of what has helped me along the way and give links to books or sources that I have used.

 

 

Mindfulness

I can’t explain how much this practice has changed my life. When you’re mindful your life will transform massively.

By living in the present moment, you become at peace with your past thoughts and illusions made up in your mind.

Observe your thoughts, become at peace with them, take away the emotional attachment.

When you find your mind wandering, revert back to the present moment.

The more you live in the present moment, the mind quickly loses control over you. The mind is a tool that should be working for you, not controlling you.

This takes a lot of practice, as your mind has spent so many years in control. The mind has been projecting its illusions on you all your life.

Purchase a book, research it on YouTube. The mindfulness practice is life changing when used consistently and persistently.

But it can be done, your mindset can be changed completely.

Meditating to a guided meditation for mindfulness is great way to start the day.

 

 

Read/watch videos on self-development

I never use to read, now I cannot stop.

There are so many good books and people out there to follow for self-development.

Read a chapter of a book and watch one video a day. This soon gets you motivated and before you know it, you will be researching the subject in-depth.

One good book or one inspirational video can change your outlook on life and give you that bit of hope you have been looking for.

One thing I have learned the past year, is that the more I learn, the more I realise how much actually don’t know.

I have unlearned everything I have been taught since I was a child.

I’m learning every day and constantly evolving as a person. My mind is like a sponge, soaking in all the new information.

Top tip:

The below channels from YouTube have had an amazing influence on me for self-development:

I also recommend the below books to read:

 

 

Meditation

I thought this was complete nonsense a few years ago, now I love it.

After 5 years of being on every medication known to man for chronic depression and anxiety, the one thing that calmed my mind beyond belief, if done properly, is meditation.

This helps you become at peace with your thoughts, and also mindful meditation helps you stay in the present moment.

I try to meditate three times day. First thing in the morning, once in the day and right before bed. If I’m too busy, I just meditate in the morning and before bed.

Meditation will seem like a chore at first, but the more you practice, it will become more of a enjoyable experience that you will look forward to.

There are tonnes of videos on YouTube to help you get started.

Top tip:

The below channels on YouTube are great for guided meditations;

If you want to learn about meditation, the follow channel is excellent:

If you’re interested in learning more in-depth about meditation, then the below books are excellent:

 

 

Create a daily health checklist

This can be anything you want.

Mine consists of a morning workout first thing, meditation, read a chapter of a book, go for a walk, stay off social media through certain periods of the day.

Make sure you shower every day, do your hair and make your bed. When you do these simple steps, it makes you feel better about yourself.

Drink lots of water, eat healthy, this makes you feel good. I eat healthy six days a week, then have a cheat day on a Sunday.

I also watch a few videos from YouTube on self-development everyday.

 

Gratitude

I show gratitude every day to the people in my life and for the life I live.

Everyone has bad days, but it could always be worse.

I try to focus on the good I have in my life, instead of what I don’t have.

I write down things I’m grateful for each day, put them in a jar, and when I feel low, I read them all, and it soon makes me realise of all the good I have in my life.

Meditating to a guided meditations for gratitude, also helps you appreciate the simple and small things in life.

Being grateful makes you fall in love with the life you already have.

Learn to appreciate what you have, before time makes you appreciate what you had.

 

Set goals

Set daily, weekly, monthly and yearly goals. Mine consist of work, studying, financial and fitness goals, but it can be anything you want.

The sense of writing your goals down and ticking them off, is a great feeling of achievement.

Focus on what you have achieved and what you have not.

Set peace of mind as your top priority goal and everything else will fall into place.

Related posts

Need help with setting goals? Have a read of my posts below:

 

 

Communication

When you have a heavy mind and life is a struggle, talk to someone.

This was a massive mistake I made, I kept it all in. I still struggle to talk these days, but I’m much better than I was.

By getting your issues out and talking about them, it helps massively.

A problem shared is a problem halved.

 

Negative/poisoness people

I have removed a lot of negative/poisoness people from my life.

My circle is small, no outside drama gets in that way.

A lot of people seemed to get some weird kick out of seeing me struggle.

I was at the centre of gossip. But now I’ve turned things around, they don’t have much to say.

I hold no grudges towards these people, they only see things from their level of consciousness.

But I won’t give them the time of day anymore.

 

Changing your mindset – Final thought

If anyone needs to talk about any of this in more detail, or in general if you’re struggling, then please email me on adam@mydoshtips.com.

During the pandemic mental health has been thrown to the wolves, so we all need to stick together and help each other out when we can.

Don’t drown in your own mind, when there is so much you can do to help yourself.

I turned it around from as low as one man can be, so anyone can.

It’s ok to not be ok.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Lifestyle board for later!

 

 



Top 10 Survey Sites – For Extra Income!

When people are looking to earn additional income online, survey sites are one of the most popular options that you will stumble across. There are many survey sites out there, and a lot of them are a waste of time.

The following Top 10 survey sites are from my personal experience. To reach this conclusion I have taken many aspects into account, such as the payment method, the price per survey, the convenience of the site and so on.

I have a lot of experience with these sites, so I’m familiar with what’s good and the ones to avoid.

Completing surveys can be a frustrating experience. Firstly, you need to find a reliable site that isn’t going to waste your time, and even with a good site you have to qualify for a survey. The qualifying process can be frustrating, it could take you one attempt to qualify for a survey, or it might take you eight. It all depends on how your profile fits to the surveys that are available at the time.

The key to completing surveys is to shut off from everything and just focus on the task ahead (I used to put music on as well), then put aside an hour and just keep at it, this way the money soon builds up.

If you sign up to multiple reliable survey sites, there will be plenty opportunities to build up your earnings and make decent money.

The money isn’t brilliant for completing surveys, but you are being paid to give your opinion from the comfort of your home. It’s good for what it is, some extra income on the side.

The links to be redirected to these survey sites can be found in the logo or at the beginning of each paragraph.

So lets move on with the details.


 

Surveytime-logo

Average payment : $1

Average time to complete: 5 – 15 minutes

Minimum withdrawal: $1

Surveytime is a personal favourite of mine. The payment for completing a survey is a flat fee of $1. Once you complete a survey, the payment is made into the account of your choice within minutes. This is the fastest payment method I have seen of such sites. Like the majority of survey sites, there is no building up your earnings before you have to withdraw. This is a massive plus for members of Surveytime.

The surveys take between 5 – 15 minutes to complete, and the topic of survey can literally be anything.

You can visit the Surveytime site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

This website is suited to all devices, but when I used it, I preferred my mobile phone.

Surveytime also has a great referral scheme, where you earn money for inviting friends through a link provided to you on the site.


Average payment: $0.50 – $2 per survey

Average time to complete: 10 – 15 minutes

Minimum withdrawal: $1

SuperPayme is an excellent website for surveys. There is a huge choice of tasks to choose from, with some cash rewards and others that are point’s based (the point’s can be converted to money to be redeemed).

This site pays out up to $2 per survey, with the time to complete a task taking between 5 – 15 minutes. Minimum withdrawal is $1, and the money usually hits my PayPal account within the hour.

You can visit the Superpayme site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

There is also offer walls, with all sorts of links to earn some extra cash by completing offers, playing games or watching videos.

This website is best suited to a PC or laptop, although it can be used with a smartphone or tablet. Superpayme is the best for not being screened out, which can be frustrating.


Prizerebel logo

Average payment: $0.50 – $1 per survey

Average time to complete: 10 – 15 minutes

Minimum withdrawal: $5 or various giftcards

PrizeRebel is an excellent website for completing surveys. With a good selection to choose from, the site operates a point’s system that can be converted into cash or vouchers.

500 points = $5, or 1000 points = $10 in a PayPal payment. The average time to complete a survey is usually 10 -15 minutes. I find the point’s awarded for completion are on average between 50 – 100.

You can visit the PrizeRebel site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

The website also has offer walls, with various ways to make that extra bit of cash. There is also a videos section, where you get paid to watch short videos with adverts for money.

Overall, this is an excellent website that is best suited for PC or laptop, although it’s accessible through smartphone of tablet


RewardingWays-logo

Average payment: $0.50 – $2 per survey

Average time to complete: 10 – 15 minutes

Minimum withdrawal: $1

RewardingWays is an excellent website for surveys. There is a huge choice of tasks to choose from, with some cash rewards and others that are point’s based (the point’s can be converted to money to be redeemed).

This site pays out up to $2 per survey, with the time to complete a task taking between 5 – 15 minutes. Minimum withdrawal is $1, and the money usually hits my PayPal account within the hour.

You can visit the RewardingWays site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

There is also offer walls, with all sorts of links to earn some extra cash.

This website is best suited to a PC or laptop, although it can be used with a smartphone or tablet. Rewarding is the best for not being screened out, which can be frustrating

RewardingWays is the sister site of SuperPayme.


Grabpoints-logo

Average payment: $1- $5 per survey

Average time to complete: 5 – 20 minutes

Minimum withdrawal: 10,000 points = $10 or various giftcards

Grabpoints is fairly new to the survey scene. The site has a points scheme, where users can expect to earn these so that they can be converted to cash (1000 points = $1).

The average payment for completing a survey is $1, with the top being $5. The surveys can take between 5 – 20 minutes to complete, and the topics can be literally anything.

You can visit the Grabpoints site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

There is also offer walls, with all sorts of links to earn some extra cash by completing offers, playing games or watching videos.

This website is suited to all devices, but when I used it, I preferred my mobile phone.

Grabpoints also has a referral scheme, where you earn points for inviting friends through a link provided to you on the site.


SurveySavvy-logo

Average payment: $1 upwards

Average time to complete: 5 – 60 minutes

Minimum withdrawal: $1

Surveysavvy is website that pays very well, the only problem for me is the payment method. With this site the average payment for completing a survey is $3, but I have seen surveys as high as $20 (obviously this is much longer tasks).

Surveysavvy only pay by cheque, which can take anywhere from 4 weeks onwards to process and arrive to you. If you’re willing to wait, then it’s worth giving this website a try.

Survysavvy will invite you to surveys by email. The invites are not as regular as other sites, but the pay is higher when compared to most others on the market.

This website is suited to all devices, but when I used it, I preferred my mobile phone.

Surveysavvy also has a great referral scheme, where you earn money for inviting friends through a link provided to you on the site.


Swagbucks-LogoAverage payment: $0.50 upwards

Average time to complete: 5 – 20 minutes

Minimum withdrawal: $25 or various giftcards

Swagbucks is one of the most popular websites for surveys. For completion, you are rewarded with sb’s. These can be converted into cash to PayPal. For example, 1450sb = £10.00 or 2500sb = $25.

The money usually hits my PayPal within 10 working days. As well as cash, the sb point’s systems allows you to redeem and convert your rewards into gift cards.

You can visit the Swagbucks site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

While there is plenty of opportunities to complete surveys, there is also alternative ways to make money in-between. The website has options for offer’s, cash-back, being paid to watch videos, and play games.

Other than the website, there is also an excellent app for your smartphone.


Panelbase-logo2-e1586429981551

Average payment: £1 – £5 per survey

Average time to complete: 10 – 20 minutes

Minimum withdrawal: £10

Panelbase is a great UK based website to make an extra bit of cash, and the payments are higher than most. It’s a different format, you’re invited to take part in a survey by email.

I usually receive 2 or 3 invites a day, then maybe 1 or 2 over the weekend. Once the survey is complete, it usually takes about 7 days to approve before becoming payable. The surveys pay from £1 – £5, depending on length.

While the majority of the invites are standard surveys, the odd occasion you will be sent out the ordinary opportunities. I was recently paid £5 for tasting some energy jellies that were sent to me by post. I completed a short feedback survey afterwards, then the payment was made to me.

Minimum withdrawal is £10, and the payment takes up to 7 working days to process and hit my PayPal account. This website is best suited with a laptop or PC, although it can be used with a smartphone or tablet.


Branded Surveys Logo

Average payment: 50 – 200 points per survey

Average time to complete: 5 – 20 minutes

Minimum withdrawal: 1000 points = £10

Branded Surveys is one of the first legit survey sites I came across. It takes a while to build the dosh, but it pays out.

The site operates a point’s system where the completion of a survey rewards you anywhere up to 200 points, every point is equal to $0.01. Surveys can take anywhere between 05 – 20 minutes. The longer the survey, the higher the reward.

You can visit the BrandedSurveys site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

Minimum withdrawal is $10, and it usually takes a few days to hit my PayPal account. This website is best suited for all devices.


Toluna-Logo

Average payment: Varies

Average time to complete: 5 – 15 minutes

Minimum withdrawal: $10 or various giftcards

Toluna is one of the biggest platforms for surveys. To complete a task, you can expect to receive 1200 – 50,000 points for 5-15 minutes of your time (80,000 points gets you a $15 Amazon or other high-street voucher). They also pay cash to PayPal.

You can visit the Toluna site whenever it suits you to complete a survey, and in addition to this, you will also be sent emails inviting you (you can opt out of these if you want).

It’s very easy to take multiple surveys every day on the site or via the app. They also have games section, where you can earn while playing games.


Top 10 survey sites – Final thought

Surveys sites are good to make some extra cash in your spare time, if you get the right ones that is. I have tried and tested many of these type of sites in the past and there is a lot of bad amongst the good.

My advice is to put some music on, shut off from the world and put aside an hour to just focus on the task ahead. The more surveys you complete, the more you will qualify for.

You will never get rich from completing surveys, you’re being paid to answer questions from the comfort of you home while sitting on the couch. But you can make some decent additional income on the side.

All these sites are free to use, so give them a try if you fancy making some extra money. 

If you have any questions, then please let me know.

For more in-depth reviews for Surveytime, SuperPayme, RewardingWays, PrizeRebel and Grabpoints click the links.

If you found this post useful, you might want to save THIS PIN below to your Pinterest “Make Money Online” board for for later!

top-10-survey-sites

 

 

 

 



Is Surveytime Legit? Instant Payout After Every Completed Survey!

When people are looking to earn additional income online, survey sites are one of the most popular options that you will stumble across. There are many survey sites out there, and a lot of them are a waste of time.

I have a lot of experience with these sites, so I’m familiar with what’s good and the ones to avoid.

Completing surveys can be a frustrating experience. Firstly, you need to find a reliable site that isn’t going to waste your time, and even with a good site you have to qualify for a survey. The qualifying process can be frustrating, it could take you one attempt to qualify for a survey, or it might take you eight. It all depends on how your profile fits to the surveys that are available at the time.

The key to completing surveys is to shut off from everything and just focus on the task ahead (I used to put music on as well), then put aside an hour and just keep at it, this way the money soon builds up.

If you sign up to multiple reliable survey sites, there will be plenty opportunities to build up your earnings and make decent money.

The money isn’t brilliant for completing surveys, but you are being paid to give your opinion from the comfort of your home. It’s good for what it is, some extra income on the side.

The site I will be reviewing today is Surveytime. I will be digging into all the details about this site and what it has to offer.

So, is Surveytime legit? In my opinion it is one the best survey sites out there, and if you read on, I will tell you exactly why that is.

In this guide I will talk through some tips that will be of help to you when budgeting for Christmas.

 

 

What is Surveytime?

Is-Surveytime-legit?

Surveytime is a website where members can log-in at anytime to complete a survey. This is a unique survey site, because as soon as you complete a survey, the payment is paid instantly into your PayPal account (or the payment method you prefer).

Surveytime is new to scene, with it being established in 2018, although its popularity is rising fast among savvy online users, who like to make some extra money on the side.

 

Signing up to SurveyTime

Surveytime is completely free to sign-up and anyone above the age of 13 can do so.

By clicking the below, you can join Surveytime for free:

Surveytime-signup

 

How to complete surveys?

Completing surveys is very simple with this site. All you have to do is click on the “START NOW” button on the home screen of the site.

Surveytime-survey

Once you select this option you will be then be redirected to some screening questions that will find a survey suitable for you profile. These questions will be things such as your age, your vocation or whether you have children. Surveytime will then find you a suitable survey and redirect to an external site where you can then begin answering the questions.

Surveytime-screening-process

The surveys can range from all sorts topics. From cars, to TV shows, movies, food, drink, restaurants, literally anything. Generally, from my experience they take 10 – 15 minutes to complete, although on the odd occasion they may take longer.

Surveytime will also send you regular notifications by email when a survey becomes available for your profile, although this option can be amended if you wish not to receive them.

Top tip:

The key to maximising your earnings is to be consistent and persistent. Set aside an hour or two where you just focus on the task and just keep trying different surveys, the money will soon start to build up.

 

Qualifying for a survey to complete can sometimes be frustrating. You need to be consistent and keep at it. It may take you once to quality or it may take you more, it all depends on the selection available at the time.

When you complete a survey, you will then be able to rate the survey, as in the example below:

Surveytime-rating

Once you get a good run together of completed surveys, the money soon starts to build up.

 

Payment

Payment for completing a survey is a straight up fee of $1. This is very good compared to other sites and you will struggle to find one that pays more. Whether the survey is 3 minutes long, or 15 minutes, the pay is the same.

The great and unique thing about Surveytime compared to other survey sites, is the payment method. They pay you instantly after you finish the survey and payment arrives in your chosen payment account within minutes.

As far as I am aware, no other survey site does this. Most other sites have a minimum amount you have to reach before withdrawal, and even then, the payment can take a few days to hit your account.

The payment  methods available are found below:

Surveytime-payment-method

 

Affiliate programme

Surveytime has an affiliate programme, where you can give your friends and family your unique link to the site. If someone joins through your link and completes and survey, you earn $1. This is a great way to earn some money by simply sharing the site.

Surveytime-affiliate

You have to apply for this programme, and you do so by simply clicking on “Affiliates” at the bottom of the home page on Surveytime.

 

Is Surveytime legit?

Surveytime is certainly legit. I have used this site many times in past and every time it has delivered. The payment process is fast and they pay you after completion of every survey. This site is a no brainer if you are looking to make some extra cash in your spare time.

 

Reviews

Surveytime has excellent reviews from users on Trustpilot, as you can see from the below example. This is a survey site that is held in high regard from savvy people that are looking to make extra income online.

Surveytime-review

 

Is Surveytime legit? Final thoughts

Overall Surveytime is great website to make some extra cash in your spare time. I have tried and tested many of these type of sites in the past and this is definitely up there with the best.

It is simple to use, the surveys don’t take long to complete and the payment method is among the best out there.

If you’re looking for fast cash into your account by completing surveys, then Surveytime is definitely worth a try at least. With the payment per survey being a flat fee of $1, the money soon starts to build up.

My advice is to put some music on, shut off from the world and put aside an hour to just focus on the task ahead. The more surveys you complete, the more you will qualify for.

You will never get rich from completing surveys, you’re being paid to answer questions from the comfort of you home. But you can make some decent additional income on the side, and for that Surveytime is one of best I have come across.

For reviews on sites similar to Surveytime check out RewardingWays and PrizeRebel.

If you found this post useful, you might want to save THIS PIN below to your Pinterest “Make Money Online” board for for later!



Is PrizeRebel Legit? – Earn cash for completing surveys, offers, watching videos & more!

Is PrizeRebel legit? It is a huge name in the online survey scene, and the members are growing by the day. It’s one of the better survey sites and definitely one of the most popular for sure, and in this review, I will explain exactly why that is.

Taking paid surveys online is a legitimate way to make extra money while doing relatively easy work, which doesn’t require any special skills or experience. If you find a decent one that is. There are many bad ones online, trust me when I say I’ve tried and tested many of these myself. I have good knowledge about these sites, and what they’re all about, and the best ones to avoid.

I must be honest, you won’t make millions with online survey sites, but you can easily make extra $350-1000 per month (the total income depends on how many survey sites you subscribe for!). It’s not bad at all taking into consideration the job itself. The more survey sites you join, the higher are chances that you’ll receive at least a few surveys per week.

With PrizeRebel, you don’t have to wait for a email to arrive inviting you to complete a survey like others, you can visit the site at any time and try one of their many options to make some money.

When I was jobless, I spent a lot of time shifting through the good and the bad of these type of sites, hoping to earn some extra money to make life that little bit easier financially. Even the good survey sites can be frustrating, the qualifying process takes patience. You may only qualify for one survey out of eight, even then you might be kicked out if your profile doesn’t match the survey.

The key is to shut off mentally for any an hour or two and consistently try them. I would put my music on, shut-off and just focus on surveys for a few hours. This way you will get together a run of completed surveys and the money soon builds up.

You will never become rich from these, you’re being paid to answer questions from the comfort of your home. It is what it is, some additional money to help you out.

 

 

What is PrizeRebel?

Is-PrizeRebel-legit?

PrizeRebel is a site where you can earn points for completing surveys, offers and watching videos. The points you earn from completing one of these tasks can be converted into giftcards or cash paid directly into you PayPal account.

There’s a huge 504 giftcards to choose from! (Examples of the different retailers is further down).

They also run regular competitions such as raffles and lucky numbers where members can win additional points.

PrizeRebel has over 10 million members and is growing by the day. As you can see they’re very popular online with members earning a massive £21 million since the company open its virtual doors back in 2007.  PrizeRebel has big numbers and they’re always growing.

This website is suited to all devices, although I use a laptop or my phone.

When you earn a certain amount of points, you can level up a tier, the higher to you go the more benefits you will receive as a member. You can see an example of these levels below:

PrizeRebel levels

Now, let’s break down PrizeRebel and go into more detail of the website.

 

Surveys

PrizeRebel will email you surveys, but you can attempt to complete one from the website at any time. There is a wide variety of surveys to choose from, all varying with a different range of points to earn. Below is an example of some of the surveys available:

PrizeRebel survey

PrizeRebel survey 1

You can expect to earn 75 points for completing a survey from the standard ‘Your Survey Daily Survey’ router or 85 points for completing one from the ‘Samplicio.us Daily Surveys’, but you can earn more than that depending on what surveys are available at the time. I regularly see surveys with 150+ points available.

To put this into context, the cheapest PayPal voucher at $5 will cost you 500 points.

Once you qualify for a survey, the average time to complete one is 10 – 15 minutes. The more surveys you complete, the better your quality score will become, meaning you will qualify for more surveys.

It’s a frustrating process sometimes, and as mentioned before, you might only qualify for one out of eight attempts, or you could qualify for more. It all depends on what surveys your profile matches at the time.

The surveys can be a varied range of subjects, from children’s TV shows to mobile phones. The survey can literally be about any subject.

 

Offer walls

The offer walls have a wide range of various ways to make money. You can earn points for playing games, new customer offers with online companies, placing a bet, online casino, the list goes on. Below is the offer walls that are available:

PrizeRebel offerwalls

Again, the amount you can earn depends on the offer. These can pay out good money for a particular offer, such as casino.

Below is an example of the offers available to complete:

PrizeRebel offerwalls 1

When you select an offer, it will direct you to an external website, then once you complete the offer, the points earned will track back to your PrizeRebel account.

Offers are good for doing in-between completing surveys, to bump up your earnings.

 

Videos

You can earn points by watching videos. Although, the points you would receive for this is low, so you would need to decide if it’s worth your time.

Below is categories of the videos available to watch:

PrizeRebel video

 

To watch videos, you will be diverted to an external website called Hideout TV. From here you can watch short videos on various subjects, and these videos have ads.

Below is example of the videos you can watch:

PrizeRebel video 1

You cannot skip the video and must watch the video in full. Again, these are low paid, so don’t expect much in return.

 

Competitions

1. Raffles

PrizeRebel run daily raffles, where you can enter for a chance to win a prize such as an Amazon $10 giftcard. These cost just 10 points each to enter and you can buy up to 1000 tickets.

Below is an example of the raffle competition:PrizeRebel raffle

2. Lucky Numbers

This competition is a weekly lottery, where it costs 20 points to enter and you h

ave to pick four numbers. The winning numbers can expect to an amount of 1500 points.

Below is an example of the lucky numbers competition:PrizeRebel lucky numbers 1

2. Survey contest

To participate in this contest all you need to do is complete and earn the most points from surveys within the contest period. The more surveys you complete, the more likely chance you are to win the top prize! Members can expect to win 1000 points for first prize and 900 points for second. This goes down to the top 12 and the points reduce as it gets further down to the bottom.

Below is an example of the survey leaderboard contest:

PrizeRebel leaderboard surveys

3. Offerwall contest

To participate in this contest all you need to do is complete and earn the most points from offers within the offer walls within the contest period. The more Offer Wall offers you complete, the more likely chance you are to win the top prize! Members can expect to win 1000 points for first prize and 900 points for second. This goes down to the top 12 and the points reduce as it gets further down to the bottom.

Below is an example of the offer wall leaderboard contest:

PrizeRebel leaderboard

 

Payment/Reward store

Your points can be redeemed into giftcards or cash. The minimum withdrawal for cash is a $5 PayPal payment, which is 500 points. The highest PayPal payment voucher is $100 which will cost you 10,000 points. For people from countries not using the $, don’t worry PayPal will convert the cash into your national currency.

Below is an example of just a few of the giftcards available when you redeem your points:

PrizeRebel giftcards

So, all you need to complete is 4 – 6  surveys (depending on the points of those surveys), before requesting your earnings to be paid to you by PayPal payment or giftcard. You can expect the payment to hit your PayPal account within 24 hours or 10 minutes for Gold members or higher.

There is 504 giftcards in total to choose from and they vary from Amazon, Argos, Footlocker and various other big-name retailers. The giftcards vary in price, and so do the points it takes to purchase them.

When I was completing surveys and offers from this site, I preferred the cash by PayPal option

Referral scheme

PrizeRebel have an excellent referral scheme, where you can share your unique referral link with friends and family, and depending on your level status, you will earn a certain percentage of your referrals future earnings.

You can see the percentage you would earn through your referrals below:

PrizeRebel levels

 

Is PrizeRebel legit?

It certainly is, I have earned and redeemed many $5 and $10 payments into my PayPal account from them. They are massive player in the online survey scene and have a huge number of members who have earned a massive £21 million from them since 2007.

 

Is PrizeRebel Legit? Final thoughts

PrizeRebel is a very good site to earn money. Although, with survey sites like this, you will never become rich. It is what it is, a way to earn some extra money on the side. With some effort you could easily earn $100+ a month from this site.

Like me, put some music on, shut off from the world and completing surveys don’t seem so mundane. You can complete all different types of offers such as playing games if the surveys become too boring. The money soon starts to build up. It’s never going to be exciting, but your being paid to answer questions from the comfort of your home.

If you have any questions then please leave them below.

For reviews on sites similar to PrizeRebel check out RewardingWays and Grabpoints.

If you found this post useful, you might want to save THIS PIN below to your Pinterest “Make Money Online” board for for later!

PrizeRebel

 



GCloot – Is It Legit? Site Where You Can Earn Money For Completing Surveys, Offers & More!

Survey sites are an easy way to make a bit of money on the side, if you find a decent one that is. There are many bad ones online, trust me when I say I’ve tried and tested many of these myself. I have good knowledge about these sites, and what they’re all about, and the best ones to avoid.

When I was jobless, I spent a lot of time shifting through the good and the bad, hoping to earn some extra money to make life that little bit easier financially. Even the good survey sites can be frustrating, the qualifying process takes patience. You may only qualify for one survey out of eight, even then you might be kicked out if your profile doesn’t match the survey.

The key is to shut off mentally for any an hour or two and consistently try them. I would put my music on, shut-off and just focus on surveys for a few hours. This way you will get together a run of completed surveys and the money soon builds up.

You will never become rich from these, you’re being paid to answer questions from the comfort of your home. It is what it is, some additional money to help you out.

GCloot is a rising name in the online survey scene, and the members are growing by the day. Is GCloot legit? It’s one of the better survey sites out there for sure, and in this review, I will explain exactly why that is.

 

What is GCloot?GCloot

GCloot is a site where you can earn points for completing surveys, offers and watching videos. The points you earn from completing one of these tasks can be converted into giftcards or cash paid directly into you PayPal account.

The points system is simple, 1000 points = $1.

GCloot was founded in 2010 and is becoming a more popular name amongst users who complete surveys online.

This website is suited to all devices, although I use to use my phone or laptop.

Now, let’s break down GCloot and go into more detail of the website.

 

Surveys

GCloot will email you surveys, but you can attempt to complete one from the website at any time. There is a wide variety of surveys to choose from, all varying with a different range of points to earn.

I had the most success with ‘Your Surveys Unlimited Survey Router’. When you complete this survey, you can expect to receive 1000 points ($1).

Below is an example of the surveys available to complete:

GCloot surveys

Once you qualify for a survey, the average time to complete one is 10 – 20 minutes. The more surveys you complete, the better your quality score will become, meaning you will qualify for more surveys.

It’s a frustrating process sometimes, and as mentioned before, you might only qualify for one out of eight attempts, or you could qualify for more. It all depends on what surveys your profile matches at the time.

The surveys can be a varied range of subjects, from children’s TV shows to mobile phones. The survey can literally be about any subject.

 

Offer walls

The offer walls have a wide range of various ways to make money. You can earn points for playing games, new customer offers with online companies, placing a bet, online casino, the list goes on.

Below is an example of the offer walls available to complete:

GCloot offers 1

Again, the amount you can earn depends on the offer. These can pay out good money for a particular offer, such as casino.

Below is an example of the offers available to complete:

GCloot offers

When you select an offer, it will direct you to an external website, then once you complete the offer, the points earned will track back to your GCloot account.

Offers are good for doing in-between completing surveys, to bump up your earnings.

 

Videos

You can earn points by watching videos. Although, the points you would receive for this is low, so you would need to decide if it’s worth your time.

To watch videos, you will be diverted to an external website called Hideout TV. From here you can watch short videos on various subjects, and these videos have ads.

Below is an example of the videos available to watch:

GCloot videos

You cannot skip the video and must watch the video in full. Again, these are low paid, so don’t expect much in return.

 

Payment/Reward store

Your points can be redeemed into giftcards or cash. The minimum withdrawal for cash is a $5 PayPal payment, which is 5000 points. For people from countries not using the $, don’t worry PayPal will convert the cash into your national currency.

Below is an example of the giftcards available:

GCloot rewards

So, all you need to complete is 5 x 1000 points surveys, before requesting your earnings to be paid to you. You can expect the payment to hit your PayPal account within 3-5 working days.

The giftcards can vary from Footlocker, Amazon, Asda and various other big-name retailers. The giftcards vary in price, and so do the points it takes to purchase them.

Below is an example of the giftcards available:

GCloot rewards 2

When I was completing surveys with this site, I preferred the cash by PayPal option. 5 x 1000-point surveys complete, $5 earned. Simple.

 

Referral scheme

You can share your unique referral link with friends and family and you’ll earn points when they reach 1000 points. In addition, they’ll earn 500 free points when they sign up with your invite code.

You will be rewarded points based on the countries that referrals are from.

 

Is GCloot legit?

It certainly is, I have earned and redeemed many $5 and $10 payments into my PayPal account from them. They are becoming more popular and one of the most trusted survey sites out there.

 

Earnings leader-board

Below is the earnings leader-board for the past 30 days. As you can see, there is some high-earners on the site, not bad for sitting on your couch completing surveys.

GCloot leaderboard

 

Is GCloot Legit? Final thoughts

GCloot is a good site. Although, with survey sites like this, you will never become rich. It is what it is, a way to earn some extra money on the side. With some effort you could potentially earn $80 – $100 a month from this site, no problem.

Put some music on, shut off from the world and they don’t seem so mundane. The money soon starts to build up. It’s never going to be exciting, but your being paid to answer questions from the comfort of your home.

If you have any questions then please leave them below.

For reviews on survey sites similar to GCloot check out SuperPayme and RewardingWays.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!GCloot

 



Is Zoombucks Legit? – Complete Surveys, Offers & More For Cash Or Giftcards!

Survey sites are an easy way to make a bit of money on the side, if you find a decent one that is. There are many bad ones online, trust me when I say I’ve tried and tested many of these myself. I have good knowledge about these sites, and what they’re all about, and the best ones to avoid.

When I was jobless, I spent a lot of time shifting through the good and the bad, hoping to earn some extra money to make life that little bit easier financially. Even the good survey sites can be frustrating, the qualifying process takes patience. You may only qualify for one survey out of eight, even then you might be kicked out if your profile doesn’t match the survey.

The key is to shut off mentally for any an hour or two and consistently try them. I would put my music on, shut-off and just focus on surveys for a few hours. This way you will get together a run of completed surveys and the money soon builds up.

You will never become rich from these, you’re being paid to answer questions from the comfort of your home. It is what it is, some additional money to help you out.

Zoombucks is a rising name in the online survey scene, and the members are growing by the day. Is Zoombucks legit? It’s one of the better survey sites out there for sure, and in this review, I will explain exactly why that is.

 

What is Zoombucks?Is-Zoombucks-Legit?

Zoombucks is a site where you can earn points for completing surveys, offers and watching videos. The points you earn from completing one of these tasks can be converted into giftcards or cash paid directly into you PayPal account.

The points system is simple, 1000 points = $1.

Zoombucks was founded in 2010 and is becoming a more popular name amongst users who complete surveys online.

This website is suited to all devices, although I use to use my phone or laptop.

Now, let’s break down Zoombucks and go into more detail of the website.

 

Surveys

Zoombucks will email you surveys, but you can attempt to complete one from the website at any time. There is a wide variety of surveys to choose from, all varying with a different range of points to earn.

I had the most success with ‘Your Surveys Unlimited Survey Router’. When you complete this survey, you can expect to receive 1000 points ($1).

Below is an example of the surveys you can complete:

Zoombucks surveys

Once you qualify for a survey, the average time to complete one is 10 – 20 minutes. The more surveys you complete, the better your quality score will become, meaning you will qualify for more surveys.

It’s a frustrating process sometimes, and as mentioned before, you might only qualify for one out of eight attempts, or you could qualify for more. It all depends on what surveys your profile matches at the time.

The surveys can be a varied range of subjects, from children’s TV shows to mobile phones. The survey can literally be about any subject.

 

Offer walls

The offer walls have a wide range of various ways to make money. You can earn points for playing games, new customer offers with online companies, placing a bet, online casino, the list goes on.

Below is an example of the offer walls you can complete:

Zoombucks offers1

Again, the amount you can earn depends on the offer. These can pay out good money for a particular offer, such as casino.

Below is an example of the offers you can complete:

Zoombucks offers

When you select an offer, it will direct you to an external website, then once you complete the offer, the points earned will track back to your Zoombucks account.

Offers are good for doing in-between completing surveys, to bump up your earnings.

 

Videos

You can earn points by watching videos. Although, the points you would receive for this is low, so you would need to decide if it’s worth your time.

To watch videos, you will be diverted to an external website called Hideout TV. From here you can watch short videos on various subjects, and these videos have ads.

Below is an example of the videos you can watch:

Zoombucks videos

You cannot skip the video and must watch the video in full. Again, these are low paid, so don’t expect much in return.

 

Payment/Reward store

Your points can be redeemed into giftcards or cash. The minimum withdrawal for cash is a $5 PayPal payment, which is 5000 points. For people from countries not using the $, don’t worry PayPal will convert the cash into your national currency.

Below is an example of the giftcards available:

Zoombucks rewards1

So, all you need to complete is 5 x 1000 points surveys, before requesting your earnings to be paid to you. You can expect the payment to hit your PayPal account within 3-5 working days.

The giftcards can vary from Footlocker, Amazon, Asda and various other big-name retailers. The giftcards vary in price, and so do the points it takes to purchase them.

Below is an example of the giftcards available:

Zoombucks rewards

When I was completing surveys with this site, I preferred the cash by PayPal option. 5 x 1000-point surveys complete, $5 earned. Simple.

 

Referral scheme

You can share your unique referral link with friends and family and you’ll earn points when they reach 1000 points. In addition, they’ll earn 500 free points when they sign up with your invite code.

You will be rewarded points based on the countries that referrals are from.

 

Is Zoombucks legit?

It certainly is, I have earned and redeemed many $5 and $10 payments into my PayPal account from them. They are becoming more popular and one of the most trusted survey sites out there.

 

Trustpilot reviews

Majority of the reviews within Trustpilot are excellent, and Zoombucks have a very good overall score, as you can see below:

Zoombucks review

 

Earnings leader-board

Below is the earnings leader-board for the past 30 days. As you can see, there is some high-earners on the site, not bad for sitting on your couch completing surveys.

Zoombucks leaderboard

 

Is Zoombucks Legit? Final thoughts

Zoombucks is a good site. Although, with survey sites like this, you will never become rich. It is what it is, a way to earn some extra money on the side. With some effort you could potentially earn $80 – $100 a month from this site.

Put some music on, shut off from the world and they don’t seem so mundane. The money soon starts to build up. It’s never going to be exciting, but your being paid to answer questions from the comfort of your home.

If you have any questions then please leave them below.

For reviews on survey sites similar to Zoombucks check out SuperPayme and RewardingWays.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!

Zoombucks

 



Is Grabpoints Legit? – Earn Cash For Completing Surveys, Offers, Playing Games & More!

Survey sites are an easy way to make a bit of money on the side, if you find a decent one that is. There are many bad ones online, trust me when I say I’ve tried and tested many of these myself. I have good knowledge about these sites, and what they’re all about, and the best ones to avoid.

When I was jobless, I spent a lot of time shifting through the good and the bad, hoping to earn some extra money to make life that little bit easier financially. Even the good survey sites can be frustrating, the qualifying process takes patience. You may only qualify for one survey out of eight, even then you might be kicked out if your profile doesn’t match the survey.

The key is to shut off mentally for any an hour or two and consistently try them. I would put my music on, shut-off and just focus on surveys for a few hours. This way you will get together a run of completed surveys and the money soon builds up.

You will never become rich from these, you’re being paid to answer questions from the comfort of your home. It is what it is, some additional money to help you out.

Grabpoints is a rising name in the online survey scene, and the members are growing by the day. Is Grabpoints legit? It’s one of the better survey sites out there for sure, and in this review, I will explain exactly why that is.

 

What is Grabpoints?Is-Grabpoints-Legit?

Grabpoints is a site where you can earn points for completing surveys, offers and watching videos. The points you earn from completing one of these tasks can be converted into giftcards or cash paid directly into you PayPal account.

The points system is simple, 1000 points = $1.

Grabpoints was founded in 2014 and has over 4 million members. They’re very popular on social media, with over 275k Facebook fans and around 250k Twitter followers.

This website is suited to all devices, although I use to use my phone or laptop.

Now, let’s break down Grabpoints and go into more detail of the website.

 

Surveys

Grabpoints will email you surveys, but you can attempt to complete one from the website at any time. There is a wide variety of surveys to choose from, all varying with a different range of points to earn.

I had the most success with ‘Your Surveys Unlimited Survey Router’. When you complete this survey, you can expect to receive 1000 points ($1).

Below is an example of the surveys available to complete:

GrabPoints surveys

Once you qualify for a survey, the average time to complete one is 10 – 20 minutes. The more surveys you complete, the better your quality score will become, meaning you will qualify for more surveys.

It’s a frustrating process sometimes, and as mentioned before, you might only qualify for one out of eight attempts, or you could qualify for more. It all depends on what surveys your profile matches at the time.

The surveys can be a varied range of subjects, from children’s TV shows to mobile phones. The survey can literally be about any subject.

 

Offer walls

The offer walls have a wide range of various ways to make money. You can earn points for playing games, new customer offers with online companies, placing a bet, online casino, the list goes on.

Below is an example of the offer walls available to complete:

GrabPoints offers1

Again, the amount you can earn depends on the offer. These can pay out good money for a particular offer, such as casino.

Below is an example of the offers available to complete:

GrabPoints offers

When you select an offer, it will direct you to an external website, then once you complete the offer, the points earned will track back to your Grabpoints account.

Offers are good for doing in-between completing surveys, to bump up your earnings.

 

Videos

You can earn points by watching videos. Although, the points you would receive for this is low, so you would need to decide if it’s worth your time.

To watch videos, you will be diverted to an external website called Hideout TV. From here you can watch short videos on various subjects, and these videos have ads.

Below is an example of the videos available to watch:

GrabPoints videos

You cannot skip the video and must watch the video in full. Again, these are low paid, so don’t expect much in return.

 

Payment/Reward store

Your points can be redeemed into giftcards or cash. The minimum withdrawal for cash is a $5 PayPal payment, which is 5000 points. The highest PayPal payment voucher is $100. For people from countries not using the $, don’t worry PayPal will convert the cash into your national currency.

Below is an example of the giftcards available:GrabPoints offers 3

So, all you need to complete is 5 x 1000 points surveys, before requesting your earnings to be paid to you. You can expect the payment to hit your PayPal account within 3-5 working days.

The giftcards can vary from Footlocker, Amazon, Asda and various other big-name retailers. The giftcards vary in price, and so do the points it takes to purchase them.

Below is an example of the giftcards available:

GrabPoints rewards

When I was completing surveys with this site, I preferred the cash by PayPal option. 5 x 1000-point surveys complete, $5 earned. Simple.

 

Referral scheme

You can share your unique referral link with friends and family and you’ll earn points when they reach 1000 points. In addition, they’ll earn 500 free points when they sign up with your invite code.

You will be rewarded points based on the countries that referrals are from.

 

Is Grabpoints legit?

It certainly is, I have earned and redeemed many $5 and $10 payments into my PayPal account from them. They are fairly new to the online survey scene, only being established in 2014, but already have over 4 million followers, with that number always rising.

 

Trustpilot reviews

Majority of the reviews within Trustpilot are excellent, and Grabpoints have a very good overall score, as you can see below:

GrabPoints reviews

 

Earnings leader-board

Below is the earnings leader-board for the past 30 days. As you can see, there is some high-earners on the site, not bad for sitting on your couch completing surveys.

GrabPoints leaderboard

 

Is Grabpoints Legit? Final thoughts

Grabpoints is a good site. Although, with survey sites like this, you will never become rich. It is what it is, a way to earn some extra money on the side. With some effort you could potentially earn $80 – $100 a month from this site.

Put some music on, shut off from the world and they don’t seem so mundane. The money soon starts to build up. It’s never going to be exciting, but your being paid to answer questions from the comfort of your home.

If you have any questions then please leave them below.

For reviews on survey sites similar to Grabpoints check out SuperPayme and RewardingWays.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!

Grabpoints

 



BOOM25 Review – Unique Cashback Site

How would you feel about the opportunity to win a full refund while making an online purchase? With Boom25 you can do exactly that.

Boom25 is different to cashback sites Quidco and TopCashback. By making a purchase through this cashback site, you have a 1/25 odds of winning all your money back (and even better odds with certain retailers!).

Boom25 is a unique way of earning cashback, they also have an impressive list of retailers such as Amazon and Argos.

If you like what you hear following this review, then join BOOM25 FOR A 1/25 CHANCE OF WINNING 100% CASHBACK BACK ON A PURCHASE.

In this Boom25 review I will be covering all aspects of this website, and what it has to offer. This might just be the cashback site for you.

BOOM25-Review

 

What exactly is Boom25?

Boom25 is a cashback site, but it’s not like others, it’s unique.

Why is it unique?

The majority of cashback sites offer you a fixed cashback amount, which is usually a small % of the purchase. The amount can vary, but on average it’s 1-5% cashback on an item. Sometimes it can be higher, depending on the retailer and if you’re a new customer.

With Boom25, when you make a purchase, you can potentially earn 100% cashback.

As mentioned above, the chance of this happening is 1/25.

If you’re going to make the purchase anyway, you have nothing to lose.

 

How Does Boom25 Work? Tracking of purchases

Before you intend to make a purchase through the Boom25 website, with one of it’s partnered retailers, you will first need to login into your Boom25 account.

Cashback sites work in a unique way. Rather than shopping through the retailer’s website, you would access the companies site through Boom25 to make a purchase.

Once you access the retailers website through Boom25, you would carry on with your transaction as normal.

To ensure your cashback is tracked, you need to ensure you follow this process with every purchase.

Once your transaction is tracked and complete, you will be then entered into a draw with Boom25, where every 25th customer will win 100% cashback on their purchase, unless stated otherwise.

While you can win 100% cashback for many retailers, for some, you can only win 50%. It will state this with each retailer, before making your purchase.

No matter the size of the purchase, whether it’s £5 or £5,000, you will win if you’re the 25th person. The maximum cashback you can win is £20,000.

 

What is cashback available for?

You can get cashback on all sorts of options, below is just a few:

  • Huge range of retails
  • Tourist Attractions
  • Theater tickets
  • Hotels
  • Holidays
  • Tours

and much more…

 

Search for retailers with Boom25

At the top of the website there is search bar, where you can find the retailer you’re looking for. Although, the more popular companies will be highlighted on the homepage for easier access.

Once selecting the retailers page you wish to make a purchase with, you can check the T&C’s for cashback with that particular company.

As mentioned earlier, this will be where you can check if this is a 100% cashback retailer.

 

Example of retailer’s page

In the below example, is the Argos page on Boom25:

Boom25 - Argos

In order for your purchase to track back to Boom25, you would simply click the red ‘GO NOW’ button. This will take you to the Argos website, where you can then carry on with your purchase as you would normally do.

 

How much does it cost to join?

Boom25 is completely free join!

 

Supermarkets

If you sign-up to be a new customer to either Tesco and ASDA via their online stores, you will qualify for the Boom25 on your first purchase.

However, after the initially signing up process and first purchase, you’ll only receive a small bonus, which will show up in the ‘My Bonus’ section, if you win the draw.

Supermarkets generally only offer small cashback amounts, so it wouldn’t be cost effective for them to offer 100% cashback every time you won a draw.

 

Withdrawing your winnings

Your winnings can only be paid into a PayPal account. Boom25 does not offer the option to be paid in your bank account or any other payment method.

PayPal is free, and easy to set up.

Below are the options available for your payments into your PayPal account:

If you opt for an Instant payout, for the amount of £50-£1000+, you can expect to pay a handling fee of 6-17%. This way you get your money within 2 business days.

If you opt for the standard payout, you can withdraw 100% of your winnings without any fees. The downside to this is, you will have to wait up to 21 days for your payment.

 

Is Boom25 legit?

Boom25 was founded in 2007, it’s definitely legit.

And the overall feedback would suggest so.

 

Trustpilot Reviews

Boom25 has excellent user reviews on the Trustpilot, as shown below:

Boom25 - Trustpilot rating

Gift cards

Sometimes when you purchase gift cards, these can also qualify as a winner. This will state in the T&C’s before you purchase one.

Gift cards can also qualify for a small bonus, below is example of a Primark gift card:

 

Boom25 - Primark giftcard

 

Boom25 Special Offers

When I joined, I was offered a £4 bonus if I made purchase through Boom25 within 24 hours.

On the occasion, Boom25 will also offer specials deals with certain retailers, where you have a 1/10 in chance of winning the draw for a limited time.

Such offers will be sent to you via email, or will be advertised on the Boom25 website.

 

Boom25 Mobile App

Boom25 - App

Boom25 also has an excellent user-friendly app, this is available from all popular app stores.

By using the app, you can be notified of any special offers available.

How does Boom25 compare with other cashback sites?

Boom25 certainly has a wide range of options for retailers, and all kinds of entertainment and attractions that you might spend money on.

I tend to use different cashback sites for certain purchases, it’s down to your preference.

The other cashback sites like Topcashback and Quidco are certainly better for cashback on utility bills, financial services and gambling sites offers, deals and promotions.

 

Boom25 friend referral scheme

Boom25 offers a £5 refer payment bonus for every person you refer to them.

The referred person will have to sign-up to Boom25 via your link, and then make a purchase of £20 for you to qualify.

Once signed up, and the purchase has been made, you can then claim the bonus via your dashboard.

 

Boom25 Review – Final thought

If you’re looking how to add a bit of excitement into purchases you had already planned to make, then Boom25 is the site for you. With odds of winning the draw 1/25, this is a great oppotnity to win 100% cashback on a purchase.

It is a unique way of earning cashback, with added special offers always available to you. It’s also secure, and has an excellent user-friendly site.

It’s free to sign up, so it’s definitely worth doing your own research to see if Boom25 is right for you.

If you have any questions or comments, then please leave them below.

If you like this review then check out my posts for Quidco and Topcashback.

If you found this post useful, you might want to save THIS PIN below to your Pinterest Make Money Online board for for later!

Boom25